Bergen County NJ property tax rates by town (2025)
Each town sets its own general rate. The bars below are one named municipality’s school / county / municipal split of that rate — not a single county-wide bill. State school aid is outside this bar; it reduces the school levy before the rate is struck. How NJ taxes work.
Bergen County at a glance
69 municipalities and 282,015 parcels are on the 2026 file. 0 of those towns have a 2026 general rate loaded. On a $500,000 sale in 2025, the estimated tax runs from $3,974 in Alpine Boro to $13,038 in Ridgefield Park Village. The middle bill is $9,734 in Maywood Boro. Class 2 residential assessments moved from $147,592,515,123 to $159,108,171,573, up 7.8%. The median class 2 house was built in 1954.
Median school-share town (rate year 2025): Hasbrouck Hghts Boro
Among 69 municipalities on the 2025 rate sheet. Bars are Hasbrouck Hghts Boro’s own components — not three separate county medians.
Schools
57.5%
County
9.9%
Municipal
32.6%
School-share range in 2025: Teterboro Boro 3.2% → Old Tappan Boro 70.5%.
How to read Bergen County
On the 2025 rate sheet, the middle municipality by school share is Hasbrouck Hghts Boro: 57.5% schools, 9.9% county, 32.6% municipal. School share on that same sheet runs from Teterboro Boro at 3.2% to Old Tappan Boro at 70.5%.
Class 2 residential net assessments in this county changed from $147,592,515,123 to $159,108,171,573, up 7.8%, on 250,755 parcels with both a prior net and a 2026 net. That is the assessment roll for this county. It is not a list of which towns rose the most, and it is not an appraisal.
Estimated class 2 tax on the towns with both a prior rate and a current rate moved from $3,691,972,108 to $3,848,878,046, up 4.2%. Each of those 69 towns uses its own two rate years. The prior rate is as early as 2024 and the current rate is as late as 2025. This is not one calendar-year county levy. When a town reassesses, the assessment percent and this bill percent are different stories, because the rate falls as the assessments reset.
The largest class share of net assessed value in the 2026 file is Residential at 66.2%.
These are this county’s own figures. The general rate is not comparable across towns until each town’s assessment ratio is applied. The sale-price section states the tax on the same $200,000 sale and the same $500,000 sale after that ratio. Towns stay in legal-name order. State school aid is outside the rate bars.
Tax on a $200,000 or $500,000 sale, 2025
A sale price is not the assessment. In Bergen County for 2025, each town’s average ratio turns that price into an assessment, and that town’s general rate is applied to the assessment. On a $500,000 sale, the bill is $3,974 in Alpine Boro (ratio 94.96%, rate 0.837) and $13,038 in Ridgefield Park Village (ratio 85.19%, rate 3.061). The middle bill is $9,734 in Maywood Boro. A $200,000 sale uses the same ratio and rate in that town. This is an Abstract of Ratables estimate, not a collector bill, and the ratio is the town average, not an appraisal of one house.
The highest residential estimate in Bergen County is $764,191 at 125 PROSPECT AVE, Hackensack City, on a net assessment of $23,814,000 and a 2025 general rate of 3.209.
83 CHURCH STREET in Alpine Boro is assessed at $41,270,600, higher than 125 PROSPECT AVE in Hackensack City at $23,814,000. The estimated tax is still lower, $345,435 versus $764,191, because the general rates are 0.837 and 3.209.
The highest business estimate in Bergen County is $11,879,059 at 1 GARDEN STATE PLAZA, Paramus Boro, on a net assessment of $792,465,600 and a 2025 general rate of 1.499.
Owner names are not shown. Each town’s own rate is used, so a higher assessment in a low-rate town can still be a lower tax. Commercial and industrial parcels (class 4A and 4B) are the business list. Apartment buildings are class 4C and are not in that list. This is not a collector’s bill.
Bergen County this year
69 municipalities sit on the 2026 assessment file with loaded 2025 general rates in this warehouse — one of the densest county tables on the site.
Hackensack City shows a nearly even school/municipal split on the loaded sheet (~45% schools / 9% county / 46% municipal, general rate 3.209). Paramus Boro is lower-rate and still school-leaning (~47% schools / 16% county / 37% municipal, rate 1.499). Same county, different bill shapes.
School-share extremes run from commercial enclaves such as Teterboro Boro (very low school share of the local rate) to Old Tappan Boro (~70% schools). The median school-share municipality is named above. Do not rank Bergen towns by raw general rate alone.
Sources: NJ Division of Taxation MOD-IV and Abstract of Ratables. Estimates are not collector bills. Disclaimer.
Housing stock in Bergen County, median year built 1954
On the 2026 file, class 2 houses in Bergen County with a year built have a median year of 1954, about 72 years old. Of those 249,246 houses, the largest share was built 1940–1959. This is the assessor’s year built. It is not a ranking of towns.
By parcel count, Residential 89.0%, Vacant land 5.2%, Commercial 4.0%, Industrial 1.0%, Apartment 0.6%, Other / unclassified 0.1%, Farm (qualified) <0.1%, Farm (regular) <0.1%. Those percentages are a count of parcels, not a share of tax dollars. The class table uses the tax-base share.
Year built
Before 1940
26.1%
1940–1959
33.8%
1960–1979
17.2%
1980–1999
12.5%
2000–2009
5.7%
2010–2026
4.8%
Assessor building line
Grouped from the assessor’s building abbreviation. One-family, two-family, and condo are the codes that read clearly. Other codes stay in their own group. This is not a bedroom count, and square feet are left off because most records do not include them.
One-family
96,684 43.8%
Two-family
6,753 3.1%
Three-family or more
152 <0.1%
Condo
9,167 4.2%
Other codes
107,804 48.9%
Ratable base by property class
Share of net assessed value in the MOD-IV parcel file (not the Abstract value columns). Class 15 exempt parcels may be under-counted when net value is zero. This is the tax base mix, not a school rating.
Class
Parcels
Net assessed
% of net
Residential 2
251,104
$159,345,820,873
66.2%
Vacant land 1
14,578
$28,961,000,167
12.0%
Commercial 4A
11,395
$27,759,871,690
11.5%
Industrial 4B
2,736
$13,670,915,700
5.7%
Apartment 4C
1,766
$10,671,647,385
4.4%
Farm (regular) 3A
46
$79,076,400
0.0%
Farm (qualified) 3B
80
$846,190
0.0%
Other / unclassified other
310
$78,603,834
0.0%
Municipalities
Default order is legal name. The general rate is not comparable across towns with different equalized ratios and is not a ranking of tax burden. Percents are shares of school + county + municipal cents on the rate sheet.