Cumberland County NJ property tax rates by town (2025)
Each town sets its own general rate. The bars below are one named municipality’s school / county / municipal split of that rate — not a single county-wide bill. State school aid is outside this bar; it reduces the school levy before the rate is struck. How NJ taxes work.
Cumberland County at a glance
14 municipalities and 65,920 parcels are on the 2026 file. 0 of those towns have a 2026 general rate loaded. On a $500,000 sale in 2025, the estimated tax runs from $10,879 in Commercial Twp to $18,461 in Bridgeton City. The middle bill is $12,541 in Hopewell Twp. Class 2 residential assessments moved from $6,002,184,200 to $6,037,201,300, up 0.6%. The median class 2 house was built in 1960.
Median school-share town (rate year 2025): Fairfield Twp
Among 14 municipalities on the 2025 rate sheet. Bars are Fairfield Twp’s own components — not three separate county medians.
Schools
48.7%
County
34.7%
Municipal
16.7%
School-share range in 2025: Bridgeton City 12.9% → Deerfield Twp 61.0%.
How to read Cumberland County
On the 2025 rate sheet, the middle municipality by school share is Fairfield Twp: 48.7% schools, 34.7% county, 16.7% municipal. School share on that same sheet runs from Bridgeton City at 12.9% to Deerfield Twp at 61.0%.
Class 2 residential net assessments in this county changed from $6,002,184,200 to $6,037,201,300, up 0.6%, on 41,968 parcels with both a prior net and a 2026 net. That is the assessment roll for this county. It is not a list of which towns rose the most, and it is not an appraisal.
Estimated class 2 tax on the towns with both a prior rate and a current rate moved from $203,122,044 to $212,599,588, up 4.7%. Each of those 14 towns uses its own two rate years. The prior rate is as early as 2024 and the current rate is as late as 2025. This is not one calendar-year county levy. When a town reassesses, the assessment percent and this bill percent are different stories, because the rate falls as the assessments reset.
The largest class share of net assessed value in the 2026 file is Residential at 52.9%.
These are this county’s own figures. The general rate is not comparable across towns until each town’s assessment ratio is applied. The sale-price section states the tax on the same $200,000 sale and the same $500,000 sale after that ratio. Towns stay in legal-name order. State school aid is outside the rate bars.
Tax on a $200,000 or $500,000 sale, 2025
A sale price is not the assessment. In Cumberland County for 2025, each town’s average ratio turns that price into an assessment, and that town’s general rate is applied to the assessment. On a $500,000 sale, the bill is $10,879 in Commercial Twp (ratio 78.89%, rate 2.758) and $18,461 in Bridgeton City (ratio 63.77%, rate 5.790). The middle bill is $12,541 in Hopewell Twp. A $200,000 sale uses the same ratio and rate in that town. This is an Abstract of Ratables estimate, not a collector bill, and the ratio is the town average, not an appraisal of one house.
Highest estimated tax in Cumberland County: $51,106
Residential
The highest residential estimate in Cumberland County is $51,106 at 55 W DEERPATH RD, Millville City, on a net assessment of $1,260,000 and a 2025 general rate of 4.056.
The highest business estimate in Cumberland County is $1,429,785 at 2102-2198 N 2ND ST, Millville City, on a net assessment of $35,251,100 and a 2025 general rate of 4.056.
2321 INDUSTRIAL WAY in Vineland City is assessed at $21,635,400, higher than 601 WADE BLVD S in Millville City at $20,000,000. The estimated tax is still lower, $715,915 versus $811,200, because the general rates are 3.309 and 4.056.
Owner names are not shown. Each town’s own rate is used, so a higher assessment in a low-rate town can still be a lower tax. Commercial and industrial parcels (class 4A and 4B) are the business list. Apartment buildings are class 4C and are not in that list. This is not a collector’s bill.
Cumberland County this year
14 municipalities sit on the 2026 assessment file. Loaded general rates in this warehouse are predominantly 2025 — check each town’s rate-year note before reading a YoY percent as final.
On the 2025 sheet, school share of the local rate runs from Bridgeton City (~13% schools) to Deerfield Twp (~61% schools). The median school-share municipality is named in the panel above (Downe Twp on the loaded file, about 50% / 37% / 14% school/county/municipal).
Bridgeton City sits toward the municipal-heavy end of the county (~62% municipal / ~13% schools, general rate 5.790). That contrast is why a single “Cumberland County tax rate” headline fails — the table is the story.
Sources: NJ Division of Taxation MOD-IV and Abstract of Ratables. Estimates are not collector bills. State school aid is outside these bars. How NJ taxes work · Disclaimer.
Housing stock in Cumberland County, median year built 1960
On the 2026 file, class 2 houses in Cumberland County with a year built have a median year of 1960, about 66 years old. Of those 41,115 houses, the largest share was built Before 1940. This is the assessor’s year built. It is not a ranking of towns.
By parcel count, Residential 63.7%, Vacant land 25.2%, Farm (qualified) 4.3%, Commercial 3.9%, Farm (regular) 1.9%, Industrial 0.5%, Other / unclassified 0.3%, Apartment 0.2%. Those percentages are a count of parcels, not a share of tax dollars. The class table uses the tax-base share.
Year built
Before 1940
27.9%
1940–1959
20.8%
1960–1979
24.6%
1980–1999
13.9%
2000–2009
8.9%
2010–2026
3.8%
Assessor building line
Grouped from the assessor’s building abbreviation. One-family, two-family, and condo are the codes that read clearly. Other codes stay in their own group. This is not a bedroom count, and square feet are left off because most records do not include them.
One-family
35,725 89.1%
Two-family
1,236 3.1%
Three-family or more
216 0.5%
Condo
213 0.5%
Other codes
2,693 6.7%
Ratable base by property class
Share of net assessed value in the MOD-IV parcel file (not the Abstract value columns). Class 15 exempt parcels may be under-counted when net value is zero. This is the tax base mix, not a school rating.
Class
Parcels
Net assessed
% of net
Residential 2
41,999
$6,042,788,300
52.9%
Vacant land 1
16,597
$2,947,413,300
25.8%
Commercial 4A
2,599
$1,388,077,200
12.2%
Industrial 4B
328
$580,990,500
5.1%
Apartment 4C
137
$176,797,200
1.5%
Farm (regular) 3A
1,225
$237,434,500
2.1%
Farm (qualified) 3B
2,867
$47,386,100
0.4%
Other / unclassified other
168
$0
0.0%
Municipalities
Default order is legal name. The general rate is not comparable across towns with different equalized ratios and is not a ranking of tax burden. Percents are shares of school + county + municipal cents on the rate sheet.