2838 HIGH ST

Commercial Twp, Cumberland County · Block 266, Lot 13

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+5.6%

Estimated tax up $1,078 ($19,154 → $20,233) using 2024→2025 rates (2.611 → 2.758) × assessed net.

Assessment net change: 0.0% ($733,600 → $733,600).

Assessment

Land$89,700
Improvements$643,900
Net (taxable assessed, 2026)$733,600
Town avg ratio used80.53% (Average ratio (Director’s / Chapter 123))
Implied equalized value$910,965
2025 tax (MOD-IV billed)$22,360.13
Est. 2025 tax @ general rate$20,233
Mailing address (2026)PO BOX 692, PORT NORRIS; N. J., 08349

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Building permits for 2838 HIGH ST

The New Jersey construction-permit file lists 7 permits for 2838 HIGH ST in Commercial Twp. 4 are still open in the state file. Permit 020210032, an alteration, was issued 12 Mar 2021 and closed 8 Apr 2021 with a Certificate of Approval. The reported cost is $19,000.

Permit Type Use Issued Closed Reported cost
019930063 Alteration Factory and industrial, moderate hazard 23 Jun 1993 Open in the state file $1,000
019930074 Alteration Factory and industrial, moderate hazard 7 Jul 1993 6 Oct 1993, Certificate of Occupancy $30,000
019980207 Alteration Business Uses 31 Dec 1998 12 May 1999, Certificate of Approval $11,575
020000115 Alteration Business Uses 27 Jun 2000 Open in the state file $123,657
020100140 Alteration Business Uses 27 Sep 2010 Open in the state file $6,674
020110126 Alteration Business Uses 5 Aug 2011 Open in the state file $13,500
020210032 Alteration Business Uses 12 Mar 2021 8 Apr 2021, Certificate of Approval $19,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Commercial Twp construction office.

Flood zone for 2838 HIGH ST

The flood map could not be checked for 2838 HIGH ST, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at -0.3 feet and the highest at 8.8 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 2838 HIGH ST

The water and sewer maps could not be checked for 2838 HIGH ST, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $733,600 —
2025 $733,600 $22,360.13
2024 $733,600 $21,340.43
2023 $733,600 $21,039.65

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $733,600 97.06% $755,821 — —
2024 $733,600 92.54% $792,738 0.0% +4.9%
2025 $733,600 78.89% $929,902 0.0% +17.3%
2026 $733,600 80.53% $910,965 0.0% -2.0%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $733,600 2.576 $18,898 $21,039.65 —
2024 $733,600 2.611 $19,154 $21,340.43 +1.4%
2025 $733,600 2.758 $20,233 $22,360.13 +5.6%
2026 $733,600 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$6,646 32.8%
County
$8,414 41.6%
Municipal
$5,172 25.6%

Of the estimated increase of $1,078, the school portion moved $95 up, the county portion $829 up, and the municipal portion $154 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.906)$6,646
County (1.074)$7,879
County health (0.060)$440
County open space (0.013)$95
Municipal purpose (0.705)$5,172

Property details

Class4B — Industrial
Building class—
Building2SCBB
Land description1.1364 ACRES
Dwellings—
Commercial units—
Year built1950
Acreage1.1364
ZoningC/R — town zoning code
Tax map pageM18
Additional lots13.01;RIPARIAN 219 4
Census tract / block—
Special tax codesF01 — Fire district 1
MOD-IV current-year tax—
Last sale—
Deed book / page2784 / 00098

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.