70 RIVER ST

E Rutherford Boro, Bergen County · Block 7, Lot 7.1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$20,145

Estimated annual tax: current net × 1.609 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +2.9% ($1,217,100 → $1,252,000).

Assessment

Land$333,100
Improvements$918,900
Net (taxable assessed, 2026)$1,252,000
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$1,252,000
2025 tax (MOD-IV billed)$19,583.14
Est. 2025 tax @ general rate$20,145
Mailing address (2026)8 HEARTHSTONE CT, UPPER SADDLE RIVER;NJ, 07458

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 7 — Substantially improved after the assessment and before the sale marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $533,889.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 102.14% (often still reflecting the prior assessment base).

Building permits for 70 RIVER ST

The New Jersey construction-permit file lists 1 permit for 70 RIVER ST in E Rutherford Boro. Permit 000020200069, a new building, was issued 27 Mar 2020 and closed 7 May 2021 with a Certificate of Occupancy. The reported cost is $515,500. The reported size is 2,237 square feet.

Permit Type Use Issued Closed Reported cost
000020200069 New One and two family units, 5 lodgers or less each 27 Mar 2020 7 May 2021, Certificate of Occupancy $515,500

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the E Rutherford Boro construction office.

Flood zone for 70 RIVER ST

The flood map could not be checked for 70 RIVER ST, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 8.8 feet and the highest at 12.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 70 RIVER ST

The water and sewer maps could not be checked for 70 RIVER ST, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,252,000 —
2025 $1,217,100 $19,583.14
2024 $1,183,700 $19,187.78
2023 $1,169,700 $18,984.23

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,169,700 97.63% $1,198,095 — —
2024 $1,183,700 98.23% $1,205,029 +1.2% +0.6%
2025 $1,217,100 93.60% $1,300,321 +2.8% +7.9%
2026 $1,252,000 100.00% $1,252,000 +2.9% -3.7%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 102.14% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,169,700 1.623 $18,984 $18,984.23 —
2024 $1,183,700 1.621 $19,188 $19,187.78 +1.1%
2025 $1,217,100 1.609 $19,583 $19,583.14 +2.1%
2026 $1,252,000 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$11,594 57.6%
County
$2,980 14.8%
Municipal
$5,571 27.7%
District school (0.690)$8,639
Regional / consolidated school (0.236)$2,955
County (0.227)$2,842
County open space (0.011)$138
Municipal purpose (0.412)$5,158
Municipal library (0.033)$413

Property details

Class2 — Residential (four families or less)
Building class49 — Good quality two-to-four family building
Building—
Land description—
Dwellings2
Commercial units—
Year built2021
Acreage—
ZoningR-2 — town zoning code
Tax map page2
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,175,000 · 6/3/2021 · sale assessment $1,136,200 · SR1A 7 — Substantially improved after the assessment and before the sale
Deed book / page04458 / 01803

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.