Surf City Boro NJ property tax rate 2026: 1.099
Surf City Boro, Ocean County. 2,328 parcels in the MOD-IV 2026 file. Rate shown is tax year 2026.
Surf City Boro at a glance
2,328 parcels are on the 2026 file. The 2026 general rate is 1.099, and the prior rate on file is 1.066 for 2025. A typical class 2 assessment is $934,146, about $10,266 in estimated tax. Usable sales with a 2025 deed: 48, median $1,712,500. The state construction file lists 40 permits here. The median class 2 house was built in 1976. A property page adds that parcel’s permits, flood zone, mapped flood elevation, and high and low ground. Owner names are not shown.
How to read a Surf City Boro bill
Surf City Boro’s general rate of 1.099 is tax year 2026 on the 2026 assessment file. The prior general rate on file is 1.066 for 2025. School, county, and municipal shares of this rate are 28.7%, 49.2%, and 22.0%. The largest slice is county. In Ocean County the middle school share for rate year 2026 is 41.8% in Pt Pleasant Beach Boro. Class 2 net assessments changed from $1,983,417,600 to $2,018,283,900, up 1.8%, on 2,160 parcels. Usable sales with a 2025 deed: median $1,712,500 (48 sales). The largest class share of net assessed value is Residential at 92.5%. The $300,000 illustration sits under the class-2 average of $934,146. State school aid is outside these bars.
Building permits in Surf City Boro
The New Jersey construction-permit file lists 40 permits in Surf City Boro. This file is a full record from 2021 on. Older permits are mostly missing. Work from before then can be missing here and still be at the Surf City Boro construction office.
2026 general tax rate in Surf City Boro: 1.099
Dollars per $100 of assessed value. Example on $300,000 net: $3,297/yr estimated.
In Ocean County, the median municipality’s school share (rate year 2026) is 41.8%; this town is 28.7%. The largest slice here is county. State school aid is not in these bars — it reduces the school levy before the rate is struck. All Ocean towns · How NJ taxes work.
The school percent is the local property-tax levy. The district for this municipality is Long Beach Island (K-8 or K-6 local), FY2027 K–12 aid $924,939. The high school district is Southern Regional, FY2027 K–12 aid $4,757,829. Those aid figures are not slices of these bars. Ocean district table.
Prior year (2025) general rate: 1.066.
Tax on a $200,000 or $500,000 sale in Surf City Boro
These figures use Surf City Boro’s own ratio and general rate. How the same sale price is calculated for every town. This is not an appraisal and not a collector bill.
2026
A $500,000 sale at the 2026 ratio of 55.77% would be assessed at about $278,850. At the general rate of 1.099, the estimated tax is $3,065. A $200,000 sale at that same ratio and rate would be assessed at about $111,540, with an estimated tax of $1,226.
In Ocean County for 2026, the $500,000 bill runs from $2,690 in Mantoloking Boro to $10,443 in South Toms River Boro. The middle bill is $7,384 in Berkeley Twp. All Ocean towns.
2025
A $500,000 sale at the 2025 ratio of 61.05% would be assessed at about $305,250. At the general rate of 1.066, the estimated tax is $3,254. A $200,000 sale at that same ratio and rate would be assessed at about $122,100, with an estimated tax of $1,302.
In Ocean County for 2025, the $500,000 bill runs from $2,658 in Mantoloking Boro to $10,643 in South Toms River Boro. The middle bill is $7,330 in Stafford Twp. All Ocean towns.
See every New Jersey town on the same $200,000 and $500,000 sale for 2025.
Recent usable sales in Surf City Boro
These are the five newest usable deeds on the 2026 file for Surf City Boro. A $1 deed and a non-usable SR1A sale are left out. Each parcel stores one sale, so this is not every deed recorded in town.
| Address | Deed date | Sale price | Net assessment | Estimated tax |
|---|---|---|---|---|
| 289 N 13TH ST | 11/18/2025 | $1,800,000 | $839,000 | $9,221 |
| 18 N 19TH ST | 11/14/2025 | $2,050,000 | $1,064,600 | $11,700 |
| 36 N 20TH ST | 11/7/2025 | $2,000,000 | $1,102,500 | $12,116 |
| 352 N 5TH ST | 11/5/2025 | $1,265,000 | $430,000 | $4,726 |
| 125 N 11TH ST | 10/31/2025 | $2,455,000 | $1,067,200 | $11,729 |
Owner names are not shown. Estimated tax uses this town’s 2026 general rate on the net assessment. This is not a collector’s bill.
Highest estimated tax in Surf City Boro: $43,946
Residential
The highest residential estimate in Surf City Boro is $43,946 at 17 N OCEAN AVE, on a net assessment of $3,998,700 and a 2026 general rate of 1.099.
| Address | Class | Net assessment | Rate year | Estimated tax |
|---|---|---|---|---|
| 17 N OCEAN AVE | 2 — Residential (four families or less) | $3,998,700 | 2026 | $43,946 |
| 15 N OCEAN AVE | 2 — Residential (four families or less) | $3,759,800 | 2026 | $41,320 |
| 1 N 2ND STREET | 2 — Residential (four families or less) | $3,428,600 | 2026 | $37,680 |
| 2411 N OCEAN AVE | 2 — Residential (four families or less) | $3,398,900 | 2026 | $37,354 |
| 1703 N OCEAN AVE | 2 — Residential (four families or less) | $3,232,500 | 2026 | $35,525 |
Business
The highest business estimate in Surf City Boro is $51,589 at 399 N 9TH ST, on a net assessment of $4,694,200 and a 2026 general rate of 1.099.
| Address | Class | Net assessment | Rate year | Estimated tax |
|---|---|---|---|---|
| 399 N 9TH ST | 4A — Commercial | $4,694,200 | 2026 | $51,589 |
| 361 N 8TH ST | 4A — Commercial | $3,116,900 | 2026 | $34,255 |
| 800 N LONG BEACH BLVD | 4A — Commercial | $3,070,200 | 2026 | $33,741 |
| 1500 N LONG BEACH BLVD | 4A — Commercial | $2,359,100 | 2026 | $25,927 |
| 200 N LONG BEACH BLVD | 4A — Commercial | $2,343,600 | 2026 | $25,756 |
Owner names are not shown. Every parcel in this town uses the same rate, so the highest tax is the highest assessment. Commercial and industrial parcels (class 4A and 4B) are the business list. Apartment buildings are class 4C and are not in that list. This is not a collector’s bill.
Ratable base in Surf City Boro, typical class 2 assessment $934,146
Class 2 residential in the MOD-IV file: 2,162 parcels, average net assessment $934,146. The $300,000 example above is an illustration — this average is closer to a typical residential assessment in this town.
How assessments changed
Class 2 residential net assessments changed from $1,983,417,600 to $2,018,283,900, up 1.8%, on 2,160 parcels that have both a prior net and a 2026 net. This is the assessment roll, not an appraisal.
Among 48 usable recorded sales whose latest deed on this file is in 2025, the median price is $1,712,500. A $1 deed and a non-usable SR1A sale are left out. Each parcel stores one sale, so this is not every deed recorded that year.
Share of net assessed value by property class (MOD-IV). Not a school-quality rating.
| Class | Parcels | Net assessed | % of net |
|---|---|---|---|
| Residential 2 | 2,162 | $2,019,623,900 | 92.5% |
| Vacant land 1 | 88 | $91,318,400 | 4.2% |
| Commercial 4A | 77 | $73,370,000 | 3.4% |
| Other / unclassified other | 1 | $0 | 0.0% |
Housing stock in Surf City Boro, median year built 1976
On the 2026 file, class 2 houses in Surf City Boro with a year built have a median year of 1976, about 50 years old. Of those 2,161 houses, the largest share was built 1960–1979. This is the assessor’s year built. It is not a ranking of towns.
By parcel count, Residential 92.9%, Vacant land 3.8%, Commercial 3.3%, Other / unclassified <0.1%. Those percentages are a count of parcels, not a share of tax dollars. The class table uses the tax-base share.
Year built
Assessor building line
Grouped from the assessor’s building abbreviation. One-family, two-family, and condo are the codes that read clearly. Other codes stay in their own group. This is not a bedroom count, and square feet are left off because most records do not include them.