8 HARFIELD DRIVE

Jackson Twp, Ocean County · Block 5813, Lot 5

Show on map

Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-45.7%

Estimated tax down $5,062 ($11,069 → $6,007) using 2024→2025 rates (2.554 → 1.386) × assessed net.

Assessment net change: 0.0% ($433,400 → $433,400).

Assessment

Land$255,100
Improvements$178,300
Net (taxable assessed, 2026)$433,400
Town avg ratio used99.40% (Average ratio (Director’s / Chapter 123))
Implied equalized value$436,016
2025 tax (MOD-IV billed)$6,470.66
Est. 2025 tax @ general rate$6,007
Mailing address (2026)8 HARFIELD DRIVE, JACKSON NJ, 08527

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $495,000: implied equalized value $436,016 is $58,984 below that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits below the town class-2 average of $654,134.

Building permits for 8 HARFIELD DRIVE

The New Jersey construction-permit file lists 1 permit for 8 HARFIELD DRIVE in Jackson Twp. Permit 201603050, an alteration, was issued 10 Nov 2016 and closed 17 Sep 2021 with a Certificate of Approval. The reported cost is $300.

Permit Type Use Issued Closed Reported cost
201603050 Alteration International Residential Code 10 Nov 2016 17 Sep 2021, Certificate of Approval $300

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Jackson Twp construction office.

Flood zone for 8 HARFIELD DRIVE

FEMA’s flood map places the mapped point for 8 HARFIELD DRIVE in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 113.5 feet and the highest at 116.3 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 8 HARFIELD DRIVE

This lot is within the OCUA Northern sewer system. Please verify with the provider.

This lot is within the Jackson Twp MUA water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $433,400 —
2025 $433,400 $6,470.66
2024 $215,000 $5,888.85
2023 $215,000 $5,665.25

Mailing changed in 2026 to 8 HARFIELD DRIVE, JACKSON NJ, 08527.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $215,000 69.25% $310,469 — —
2024 $215,000 60.56% $355,020 0.0% +14.3%
2025 $433,400 56.23% $770,763 +101.6% +117.1%
2026 $433,400 99.40% $436,016 0.0% -43.4%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $215,000 2.471 $5,313 $5,665.25 —
2024 $215,000 2.554 $5,491 $5,888.85 +3.4%
2025 $433,400 1.386 $6,007 $6,470.66 +9.4%
2026 $433,400 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,389 56.4%
County
$1,387 23.1%
Municipal
$1,231 20.5%

Of the estimated decrease of $5,062, the school portion moved $2,956 down, the county portion $1,044 down, and the municipal portion $1,062 down. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.782)$3,389
County (0.266)$1,153
County library (0.027)$117
County health (0.016)$69
County open space (0.011)$48
Municipal purpose (0.254)$1,101
Municipal open space (0.030)$130

Property details

Class2 — Residential (four families or less)
Building class17 — Above standard quality single-family dwelling
Building1SFR 1250
Land description.21 AC
Dwellings1
Commercial units—
Year built1969
Acreage0.21
ZoningR15 — town zoning code
Tax map page58
Additional lots—
Census tract / block—
Special tax codesF03 — Fire district 3
MOD-IV current-year tax—
Last sale$495,000 · 12/5/2025 · sale assessment $433,400 · SR1A 00 — Usable for the sales study
Deed book / page20220 / 00996

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

Show on map

Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.