806 N BAY AVE

Beach Haven Boro, Ocean County · Block 186, Lot 1

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+5.5%

Estimated tax up $2,716 ($49,023 → $51,739) using 2025→2026 rates (1.426 → 1.505) × assessed net.

Assessment net change: 0.0% ($3,437,800 → $3,437,800).

Assessment

Land$2,087,800
Improvements$1,350,000
Net (taxable assessed, 2026)$3,437,800
Town avg ratio used49.72% (Average ratio (Director’s / Chapter 123))
Implied equalized value$6,914,320
2025 tax (MOD-IV billed)$49,023.03
Est. 2026 tax @ general rate$51,739
Mailing address (2026)509 NORTH MAIN ST, MANAHAWKIN NJ, 08050

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 23 — Commercial or industrial sale that includes equipment or goodwill that cannot be separated marks it non-usable, or the price is a nominal amount.

Building permits for 806 N BAY AVE

The New Jersey construction-permit file lists 18 permits for 806 N BAY AVE in Beach Haven Boro. 13 are still open in the state file. Permit 20250271, an alteration, was issued 16 Dec 2025 and is open in the state file. The reported cost is $40,000.

Permit Type Use Issued Closed Reported cost
000202100348 Alteration International Residential Code 23 Nov 2021 Open in the state file $12,000
202200068 Addition International Residential Code 16 Mar 2022 20 May 2024, Certificate of Occupancy $191,200
000202200155 Alteration Accessory buildings and miscellaneous structures 13 May 2022 23 Jun 2022, Certificate of Approval $1,000
00202200068U Addition International Residential Code 13 Oct 2022 Open in the state file $22,500
202200068U Addition One and two family units, 5 lodgers or less each 14 Nov 2022 Open in the state file $6,500
202200068U Addition One and two family units, 5 lodgers or less each 8 Dec 2022 Open in the state file $40,000
202200068U Addition One and two family units, 5 lodgers or less each 11 Jan 2023 Open in the state file $3,500
202200068U Addition One and two family units, 5 lodgers or less each 16 Feb 2023 Open in the state file $5,000
202200068U Addition One and two family units, 5 lodgers or less each 16 Feb 2023 Open in the state file $2,500
202300038 Alteration Accessory buildings and miscellaneous structures 21 Feb 2023 Open in the state file $1,500
202300081 Alteration Outdoor Activities, Grandstands, stadiums, tents, coliseums, etc. 10 Apr 2023 Open in the state file $25,000
202200068U Addition One and two family units, 5 lodgers or less each 22 May 2023 Open in the state file $30,000
202300142 Alteration Outdoor Activities, Grandstands, stadiums, tents, coliseums, etc. 24 May 2023 Open in the state file $1,000
20240013 Alteration Accessory buildings and miscellaneous structures 25 Jan 2024 Open in the state file $3,000
20240124 Alteration Outdoor Activities, Grandstands, stadiums, tents, coliseums, etc. 16 May 2024 24 May 2024, Certificate of Approval $5,000
20250092 Alteration International Residential Code 20 May 2025 2 Jun 2025, Certificate of Approval $1,000
2025122 Alteration International Residential Code 24 Jun 2025 27 Jun 2025, Certificate of Approval $1
20250271 Alteration Accessory buildings and miscellaneous structures 16 Dec 2025 Open in the state file $40,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Beach Haven Boro construction office.

Flood zone for 806 N BAY AVE

FEMA’s flood map places the mapped point for 806 N BAY AVE in zone AE. The mapped base flood elevation is 9 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at 2.8 feet and the highest at 3.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 806 N BAY AVE

This lot is within the OCUA Southern sewer system. Please verify with the provider.

This lot is within the Beach Haven WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $3,437,800 —
2025 $3,437,800 $49,023.03
2024 $3,437,800 $45,103.94
2023 $3,277,200 $41,631.77

Mailing changed in 2026 to 509 NORTH MAIN ST, MANAHAWKIN NJ, 08050.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $3,277,200 68.12% $4,810,922 — —
2024 $3,437,800 58.61% $5,865,552 +4.9% +21.9%
2025 $3,437,800 53.84% $6,385,215 0.0% +8.9%
2026 $3,437,800 49.72% $6,914,320 0.0% +8.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $3,277,200 1.211 $39,687 $41,631.77 —
2024 $3,437,800 1.312 $45,104 $45,103.94 +13.6%
2025 $3,437,800 1.426 $49,023 $49,023.03 +8.7%
2026 $3,437,800 1.505 $51,739 — +5.5%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$14,404 27.8%
County
$19,774 38.2%
Municipal
$17,560 33.9%

Of the estimated increase of $2,716, the school portion moved $756 up, the county portion $1,038 up, and the municipal portion $921 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.105)$3,593
Regional / consolidated school (0.315)$10,812
County (0.552)$18,977
County open space (0.023)$798
Municipal purpose (0.436)$14,982
Municipal open space (0.011)$364
Municipal library (0.064)$2,214

Property details

Class4A — Commercial
Building class10 — not listed in the state appraisal manual
BuildingWATER SLID
Land description185X437
Dwellings1
Commercial units—
Year built—
Acreage1.8559
ZoningB-D — town zoning code
Tax map page10
Additional lots2-20
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$10,380,000 · 10/31/2025 · sale assessment $3,437,800 · SR1A 23 — Commercial or industrial sale that includes equipment or goodwill that cannot be separated
Deed book / page20187 / 00555

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.