15 S ATLANTIC AVE

Beach Haven Boro, Ocean County · Block 159, Lot 1

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+5.5%

Estimated tax up $5,664 ($102,234 → $107,898) using 2025→2026 rates (1.426 → 1.505) × assessed net.

Assessment net change: 0.0% ($7,169,300 → $7,169,300).

Assessment

Land$5,225,800
Improvements$1,943,500
Net (taxable assessed, 2026)$7,169,300
Town avg ratio used49.72% (Average ratio (Director’s / Chapter 123))
Implied equalized value$14,419,348
2025 tax (MOD-IV billed)$102,234.22
Est. 2026 tax @ general rate$107,898
Mailing address (2026)15 S ATLANTIC AVE, BEACH HAVEN NJ, 08008

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Building permits for 15 S ATLANTIC AVE

The New Jersey construction-permit file lists 8 permits for 15 S ATLANTIC AVE in Beach Haven Boro. 5 are still open in the state file. Permit 20260135, an alteration, was issued 6 Jul 2026 and is open in the state file. The reported cost is $200.

Permit Type Use Issued Closed Reported cost
000202200078 Alteration Restaurants, Night Clubs, Dance Halls, and similar 24 Mar 2022 Open in the state file $11,714
202300033 Alteration Restaurants, Night Clubs, Dance Halls, and similar 10 Feb 2023 Open in the state file $7,500
202300121 Alteration Restaurants, Night Clubs, Dance Halls, and similar 5 May 2023 20 Jun 2023, Certificate of Approval $250
202300208 Alteration Restaurants, Night Clubs, Dance Halls, and similar 24 Aug 2023 Open in the state file $1,000
202300299 Alteration Restaurants, Night Clubs, Dance Halls, and similar 1 Dec 2023 Open in the state file $85,000
20240123 Alteration Hotels, motels, boarding houses, etc. 16 May 2024 17 May 2024, Certificate of Approval $200
20250075 Alteration Accessory buildings and miscellaneous structures 29 Apr 2025 2 May 2025, Certificate of Approval $200
20260135 Alteration Business Uses 6 Jul 2026 Open in the state file $200

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Beach Haven Boro construction office.

Flood zone for 15 S ATLANTIC AVE

FEMA’s flood map places the mapped point for 15 S ATLANTIC AVE in zone VE. The mapped base flood elevation is 11 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at 8.6 feet and the highest at 18.5 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 15 S ATLANTIC AVE

This lot is within the OCUA Southern sewer system. Please verify with the provider.

This lot is within the Beach Haven WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $7,169,300 —
2025 $7,169,300 $102,234.22
2024 $7,169,300 $94,061.22
2023 $7,169,300 $86,820.22

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $7,169,300 68.12% $10,524,516 — —
2024 $7,169,300 58.61% $12,232,213 0.0% +16.2%
2025 $7,169,300 53.84% $13,315,936 0.0% +8.9%
2026 $7,169,300 49.72% $14,419,348 0.0% +8.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $7,169,300 1.211 $86,820 $86,820.22 —
2024 $7,169,300 1.312 $94,061 $94,061.22 +8.3%
2025 $7,169,300 1.426 $102,234 $102,234.22 +8.7%
2026 $7,169,300 1.505 $107,898 — +5.5%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$30,039 27.8%
County
$41,238 38.2%
Municipal
$36,621 33.9%

Of the estimated increase of $5,664, the school portion moved $1,577 up, the county portion $2,165 up, and the municipal portion $1,921 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.105)$7,492
Regional / consolidated school (0.315)$22,547
County (0.552)$39,575
County open space (0.023)$1,663
Municipal purpose (0.436)$31,244
Municipal open space (0.011)$760
Municipal library (0.064)$4,617

Property details

Class4A — Commercial
Building class—
Building2S
Land description218.5X350
Dwellings1
Commercial units—
Year built—
Acreage1.7556
ZoningR-C — town zoning code
Tax map page7
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale—
Deed book / page—

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.