3 POCANO AVE

Oceanport Boro, Monmouth County · Block 39, Lot 8

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$58,796

Estimated annual tax: current net × 1.475 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: -5.6% ($4,221,900 → $3,986,200).

Assessment

Land$1,912,500
Improvements$2,073,700
Net (taxable assessed, 2026)$3,986,200
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$3,986,200
2025 tax (MOD-IV billed)$62,273.03
Est. 2025 tax @ general rate$58,796
Mailing address (2026)3 POCANO AVE, OCEANPORT; NJ, 07757

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2024 sale of $3,800,000: implied equalized value $3,986,200 is $186,200 above that sale. This is not an appraisal. This is a reassessment year, so the ratio is treated as about 100% and the gap is today’s assessment minus the sale price.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $898,581.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 95.83% (often still reflecting the prior assessment base).

Building permits for 3 POCANO AVE

The New Jersey construction-permit file lists 6 permits for 3 POCANO AVE in Oceanport Boro. 6 are still open in the state file. Permit P-26-00290, a new building, was issued 24 Jul 2026 and is open in the state file. The reported cost is $5,737,651. The reported size is 9,806 square feet.

Permit Type Use Issued Closed Reported cost
P-26-00196 Alteration International Residential Code 12 May 2026 Open in the state file $2,800
P-26-00199 Alteration Accessory buildings and miscellaneous structures 13 May 2026 Open in the state file $2,000
P-26-00234 Demolition International Residential Code 9 Jun 2026 Open in the state file $30,000
P-26-00292 New Accessory buildings and miscellaneous structures 24 Jul 2026 Open in the state file $345,051
P-26-00291 New Accessory buildings and miscellaneous structures 24 Jul 2026 Open in the state file $381,491
P-26-00290 New International Residential Code 24 Jul 2026 Open in the state file $5,737,651

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Oceanport Boro construction office.

Flood zone for 3 POCANO AVE

FEMA’s flood map places the mapped point for 3 POCANO AVE in zone AE. The mapped base flood elevation is 10 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at -2.6 feet and the highest at 8.5 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 3 POCANO AVE

This lot is within the Two Rivers Water Reclaimation Authority STP sewer system. Please verify with the provider.

This lot is within the NJ American Water - Coastal North water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $3,986,200 —
2025 $4,221,900 $62,273.03
2024 $3,350,100 $52,898.08
2023 $3,179,300 $52,903.55

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $3,179,300 88.22% $3,603,831 — —
2024 $3,350,100 97.35% $3,441,294 +5.4% -4.5%
2025 $4,221,900 89.51% $4,716,680 +26.0% +37.1%
2026 $3,986,200 100.00% $3,986,200 -5.6% -15.5%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 95.83% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $3,179,300 1.664 $52,904 $52,903.55 —
2024 $3,350,100 1.579 $52,898 $52,898.08 0.0%
2025 $4,221,900 1.475 $62,273 $62,273.03 +17.7%
2026 $3,986,200 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$33,683 57.3%
County
$9,089 15.5%
Municipal
$16,025 27.3%
District school (0.622)$24,794
Regional / consolidated school (0.223)$8,889
County (0.185)$7,374
County library (0.012)$478
County health (0.003)$120
County open space (0.028)$1,116
Municipal purpose (0.382)$15,227
Municipal open space (0.020)$797

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building2SF02AG&2UG
Land description300AVX175AV
Dwellings3
Commercial units—
Year built1988
Acreage—
ZoningR3 — town zoning code
Tax map pageP6
Additional lots8.01
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$3,800,000 · 12/9/2024 · sale assessment $4,221,900
Deed book / page09718 / 00126

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.