910 RIVER RD

Belmar Boro, Monmouth County · Block 87, Lot 3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.6%

Estimated tax up $1,613 ($62,475 → $64,087) using 2024→2025 rates (1.455 → 1.570) × assessed net.

Assessment net change: -4.9% ($4,293,800 → $4,082,000).

Assessment

Land$3,485,000
Improvements$597,000
Net (taxable assessed, 2026)$4,082,000
Town avg ratio used55.41% (Average ratio (Director’s / Chapter 123))
Implied equalized value$7,366,901
2025 tax (MOD-IV billed)$67,412.66
Est. 2025 tax @ general rate$64,087
Mailing address (2026)906 HIGHWAY 35, BELMAR; NJ, 07719

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 06 — Sale of only part of the assessed parcel marks it non-usable, or the price is a nominal amount.

Building permits for 910 RIVER RD

The New Jersey construction-permit file lists 5 permits for 910 RIVER RD in Belmar Boro. 2 are still open in the state file. Permit 20260135, an alteration, was issued 28 Apr 2026 and closed 1 May 2026 with a Certificate of Approval. The reported cost is $7,000.

Permit Type Use Issued Closed Reported cost
20230156 Alteration Hotels, motels, boarding houses, etc. 18 May 2023 30 May 2023, Certificate of Approval $1
20240188 Alteration Hotels, motels, boarding houses, etc. 9 May 2024 Open in the state file $1
20250166 Alteration International Residential Code 20 May 2025 22 May 2025, Certificate of Approval $0
20260099 Demolition International Residential Code 9 Apr 2026 Open in the state file $70,000
20260135 Alteration International Residential Code 28 Apr 2026 1 May 2026, Certificate of Approval $7,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Belmar Boro construction office.

Flood zone for 910 RIVER RD

FEMA’s flood map places the mapped point for 910 RIVER RD in zone X (0.2 percent annual chance).

The state’s 10-foot ground scan puts the lowest cell on this lot at 7 feet and the highest at 16.3 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 910 RIVER RD

This lot is within the South Monmouth Regional SA STP sewer system. Please verify with the provider.

This lot is within the Belmar WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $4,082,000 —
2025 $4,293,800 $67,412.66
2024 $4,293,800 $62,474.79
2023 $4,293,800 $60,370.83

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $4,293,800 74.27% $5,781,338 — —
2024 $4,293,800 68.04% $6,310,700 0.0% +9.2%
2025 $4,293,800 60.94% $7,045,947 0.0% +11.7%
2026 $4,082,000 55.41% $7,366,901 -4.9% +4.6%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $4,293,800 1.406 $60,371 $60,370.83 —
2024 $4,293,800 1.455 $62,475 $62,474.79 +3.5%
2025 $4,293,800 1.570 $67,413 $67,412.66 +7.9%
2026 $4,082,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$24,492 38.2%
County
$14,287 22.3%
Municipal
$25,308 39.5%

Of the estimated increase of $1,613, the school portion moved $69 down, the county portion $504 up, and the municipal portion $1,177 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.600)$24,492
County (0.300)$12,246
County health (0.005)$204
County open space (0.045)$1,837
Municipal purpose (0.566)$23,104
Municipal library (0.054)$2,204

Property details

Class4A — Commercial
Building class—
BuildingMOTOR LODGE
Land description2.05 AC
Dwellings0
Commercial units—
Year built1968
Acreage2.05
ZoningMC-1 — town zoning code
Tax map page17
Additional lots—
Census tract / block—
Special tax codesS02 — Special improvement district 2
MOD-IV current-year tax—
Last sale$66,150 · 1/14/1999 · sale assessment $2,000,000 · SR1A 06 — Sale of only part of the assessed parcel
Deed book / page05799 / 00954

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.