42 LUPTON AVE

Woodbury City, Gloucester County · Block 76.1, Lot 4

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.1%

Estimated tax up $261 ($6,322 → $6,582) using 2024→2025 rates (4.811 → 4.865) × assessed net.

Assessment net change: +3.0% ($131,400 → $135,300).

Assessment

Land$34,800
Improvements$100,500
Net (taxable assessed, 2026)$135,300
Town avg ratio used61.62% (Average ratio (Director’s / Chapter 123))
Implied equalized value$219,572
2025 tax (MOD-IV billed)$6,392.61
Est. 2025 tax @ general rate$6,582
Mailing address (2026)42 LUPTON AVE, WOODBURY; NJ, 08096

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $308,000: implied equalized value $219,572 is $88,428 below that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits below the town class-2 average of $154,409.

Building permits for 42 LUPTON AVE

The New Jersey construction-permit file lists 3 permits for 42 LUPTON AVE in Woodbury City. 1 is still open in the state file. Permit 20260156W, an alteration, was issued 11 May 2026 and is open in the state file. The reported cost is $1,600.

Permit Type Use Issued Closed Reported cost
20220196W Alteration International Residential Code 26 Apr 2022 3 Jun 2022, Certificate of Approval $250
20230161W Alteration International Residential Code 2 May 2023 22 Sep 2025, Certificate of Approval $8,000
20260156W Alteration International Residential Code 11 May 2026 Open in the state file $1,600

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Woodbury City construction office.

Flood zone for 42 LUPTON AVE

FEMA’s flood map places the mapped point for 42 LUPTON AVE in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 47.8 feet and the highest at 49.1 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 42 LUPTON AVE

This lot is within the Gloucester County UA STP sewer system. Please verify with the provider.

This lot is within the Woodbury City WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $135,300 —
2025 $131,400 $6,392.61
2024 $131,400 $6,321.65
2023 $131,400 $6,096.96

Mailing changed in 2024 to 42 LUPTON AVE, WOODBURY; NJ, 080965902.

Mailing changed in 2026 to 42 LUPTON AVE, WOODBURY; NJ, 08096.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $131,400 83.49% $157,384 — —
2024 $131,400 73.85% $177,928 0.0% +13.1%
2025 $131,400 67.22% $195,478 0.0% +9.9%
2026 $135,300 61.62% $219,572 +3.0% +12.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $131,400 4.640 $6,097 $6,096.96 —
2024 $131,400 4.811 $6,322 $6,321.65 +3.7%
2025 $131,400 4.865 $6,393 $6,392.61 +1.1%
2026 $135,300 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$2,991 45.4%
County
$925 14.1%
Municipal
$2,665 40.5%

Of the estimated increase of $261, the school portion moved $38 up, the county portion $27 up, and the municipal portion $196 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (2.211)$2,991
County (0.641)$867
County open space (0.043)$58
Municipal purpose (1.921)$2,599
Municipal library (0.049)$66

Property details

Class2 — Residential (four families or less)
Building class45 — Average quality two-to-four family building
Building1.5SF3G
Land description40X106
Dwellings2
Commercial units—
Year built1920
Acreage0.0973
Zoning—
Tax map pageM18
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$308,000 · 9/22/2025 · sale assessment $135,300
Deed book / page07242 / 00269

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.