95 WOODSTOWN RD

Swedesboro Boro, Gloucester County · Block 50, Lot 1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.5%

Estimated tax up $4,017 ($161,117 → $165,133) using 2024→2025 rates (4.252 → 4.358) × assessed net.

Assessment net change: 0.0% ($3,789,200 → $3,789,200).

Assessment

Land$410,000
Improvements$3,379,200
Net (taxable assessed, 2026)$3,789,200
Town avg ratio used57.73% (Average ratio (Director’s / Chapter 123))
Implied equalized value$6,563,658
2025 tax (MOD-IV billed)$165,133.34
Est. 2025 tax @ general rate$165,133
Mailing address (2026)PO BOX 295, SWEDESBORO; NJ, 08085

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes marks it non-usable, or the price is a nominal amount.

Building permits for 95 WOODSTOWN RD

The New Jersey construction-permit file lists 5 permits for 95 WOODSTOWN RD in Swedesboro Boro. Permit 24-044, an alteration, was issued 11 Apr 2024 and closed 11 Apr 2024 with a Certificate of Approval. The reported cost is $3,400.

Permit Type Use Issued Closed Reported cost
22S0015 Alteration International Residential Code 23 Feb 2022 8 Mar 2022, Certificate of Approval $4,400
22S0025 Alteration International Residential Code 18 Mar 2022 23 Mar 2022, Certificate of Approval $6,287
22S0035 Alteration International Residential Code 6 Apr 2022 7 Apr 2022, Certificate of Approval $3,700
23-004 Alteration International Residential Code 18 Jan 2023 8 Mar 2023, Certificate of Approval $8,500
24-044 Alteration Mercantile buildings 11 Apr 2024 11 Apr 2024, Certificate of Approval $3,400

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Swedesboro Boro construction office.

Flood zone for 95 WOODSTOWN RD

FEMA’s flood map places the mapped point for 95 WOODSTOWN RD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 82.7 feet and the highest at 94.3 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 95 WOODSTOWN RD

This lot is most likely on septic because it is outside the mapped sewer service area. Please verify.

This lot is most likely on a well because it is outside the mapped public water service area. Please verify.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $3,789,200 —
2025 $3,789,200 $165,133.34
2024 $3,789,200 $161,116.78
2023 $3,789,200 $159,714.78

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $3,789,200 76.62% $4,945,445 — —
2024 $3,789,200 69.68% $5,438,002 0.0% +10.0%
2025 $3,789,200 61.94% $6,117,533 0.0% +12.5%
2026 $3,789,200 57.73% $6,563,658 0.0% +7.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $3,789,200 4.215 $159,715 $159,714.78 —
2024 $3,789,200 4.252 $161,117 $161,116.78 +0.9%
2025 $3,789,200 4.358 $165,133 $165,133.34 +2.5%
2026 $3,789,200 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$89,349 54.1%
County
$30,048 18.2%
Municipal
$45,736 27.7%

Of the estimated increase of $4,017, the school portion moved $2,349 up, the county portion $720 up, and the municipal portion $947 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.343)$50,889
Regional / consolidated school (1.015)$38,460
County (0.699)$26,487
County library (0.047)$1,781
County open space (0.047)$1,781
Municipal purpose (1.207)$45,736

Property details

Class4A — Commercial
Building class—
BuildingSTRIP+AUTO SPA
Land description4.2 AC
Dwellings—
Commercial units—
Year built—
Acreage4.2
Zoning—
Tax map page07
Additional lots—
Census tract / block—
Special tax codesG01 — Garbage or solid-waste district 1
MOD-IV current-year tax—
Last sale$450,000 · 2/14/2008 · sale assessment $126,000 · SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes
Deed book / page04503 / 00186

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.