868 E COMMERCE ST

Fairfield Twp, Cumberland County · Block 20, Lot 10

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+16.6%

Estimated tax up $7,683 ($46,352 → $54,035) using 2024→2025 rates (2.552 → 2.975) × assessed net.

Assessment net change: 0.0% ($1,816,300 → $1,816,300).

Assessment

Land$1,677,000
Improvements$139,300
Net (taxable assessed, 2026)$1,816,300
Town avg ratio used83.33% (Average ratio (Director’s / Chapter 123))
Implied equalized value$2,179,647
2025 tax (MOD-IV billed)$54,034.93
Est. 2025 tax @ general rate$54,035
Mailing address (2026)8800 N BRONX AVE 2ND FL, SKOKIE IL, 60077

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 10 — Sale by a guardian, trustee, executor, or administrator marks it non-usable, or the price is a nominal amount.

Building permits for 868 E COMMERCE ST

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Flood zone for 868 E COMMERCE ST

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Water and sewer for 868 E COMMERCE ST

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What the state maps say about 868 E COMMERCE ST

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Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,816,300 —
2025 $1,816,300 $54,034.93
2024 $1,816,300 $46,351.98
2023 $1,816,300 $48,168.28

Mailing changed in 2024 to 8800 N BRONX AVE 2ND FL, SKOKIE IL, 60077.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,816,300 99.28% $1,829,472 — —
2024 $1,816,300 93.43% $1,944,022 0.0% +6.3%
2025 $1,816,300 87.64% $2,072,455 0.0% +6.6%
2026 $1,816,300 83.33% $2,179,647 0.0% +5.2%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,816,300 2.652 $48,168 $48,168.28 —
2024 $1,816,300 2.552 $46,352 $46,351.98 -3.8%
2025 $1,816,300 2.975 $54,035 $54,034.93 +16.6%
2026 $1,816,300 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$26,300 48.7%
County
$18,726 34.7%
Municipal
$9,009 16.7%

Of the estimated increase of $7,683, the school portion moved $6,666 up, the county portion $182 up, and the municipal portion $835 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.788)$14,312
Regional / consolidated school (0.660)$11,988
County (0.965)$17,527
County health (0.054)$981
County open space (0.012)$218
Municipal purpose (0.496)$9,009

Property details

Class4A — Commercial
Building class—
Building—
Land description14.57AC
Dwellings—
Commercial units—
Year built—
Acreage14.57
ZoningPBI — town zoning code
Tax map page0016
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1 · 4/11/2023 · sale assessment $1,816,300 · SR1A 10 — Sale by a guardian, trustee, executor, or administrator
Deed book / page04240 / 07589

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer, the soil type, the 2012 wetlands map, and the Pinelands, Highlands, and coastal-zone maps are read at that same point. A historic district is shown only when the point falls in one. Those map readings are estimates, not a survey, not a permit decision, and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Soil name · Full disclaimer.