11 CH SO DENNIS RD

Middle Twp, Cape May County · Block 212.3, Lot 46

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.0%

Estimated tax up $12,221 ($302,594 → $314,815) using 2024→2025 rates (2.028 → 2.082) × assessed net.

Assessment net change: +1.3% ($14,920,800 → $15,120,800).

Assessment

Land$3,826,300
Improvements$11,294,500
Net (taxable assessed, 2026)$15,120,800
Town avg ratio used64.09% (Average ratio (Director’s / Chapter 123))
Implied equalized value$23,593,072
2025 tax (MOD-IV billed)$322,587.70
Est. 2025 tax @ general rate$314,815
Mailing address (2026)250 PARK AVE FL 7, NEW YORK; NY, 101770799

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 23 — Commercial or industrial sale that includes equipment or goodwill that cannot be separated marks it non-usable, or the price is a nominal amount.

Building permits for 11 CH SO DENNIS RD

The New Jersey construction-permit file lists 24 permits for 11 CH SO DENNIS RD in Middle Twp. 8 are still open in the state file. Permit 20250471+F, an alteration, was issued 13 Aug 2025 and closed 22 Oct 2025 with a Certificate of Approval. The reported cost is $14,500.

Permit Type Use Issued Closed Reported cost
20170284 Alteration International Residential Code 19 Apr 2017 21 Oct 2017, Certificate of Occupancy $22,700
20200223 Alteration Business Uses 7 May 2020 28 Aug 2020, Certificate of Occupancy $11,000
000020210447 Alteration Mercantile buildings 9 Jul 2021 Open in the state file $1,385
000020210548 Alteration Mercantile buildings 17 Aug 2021 Open in the state file $383,500
000020210660 Alteration Business Uses 29 Sep 2021 Open in the state file $3,000
000020220187 Alteration Business Uses 18 Mar 2022 Open in the state file $732,121
20220335 Alteration Business Uses 12 May 2022 28 Oct 2022, Certificate of Approval $6,400
20220386 Alteration Mercantile buildings 1 Jun 2022 8 Mar 2023, Certificate of Approval $187,940
000020220497 Alteration Restaurants, Night Clubs, Dance Halls, and similar 19 Jul 2022 Open in the state file $2,350
20220762 Alteration International Residential Code 4 Oct 2022 5 Oct 2022, Certificate of Approval $200
20220865 Alteration Business Uses 28 Oct 2022 20 Apr 2023, Certificate of Occupancy $249,500
20230331 Alteration Business Uses 10 Apr 2023 25 Apr 2023, Certificate of Approval $2,350
20230464 Alteration Business Uses 11 May 2023 Open in the state file $247,350
20240521 Alteration International Residential Code 13 Jun 2024 Open in the state file $2,500
20241038+A Alteration Medical, nursing care, for 6+ occupants 27 Jan 2025 19 Mar 2025, Certificate of Approval $500
20250121 Alteration International Residential Code 6 Feb 2025 3 Oct 2025, Certificate of Approval $3,600
20250471 Alteration Restaurants, Night Clubs, Dance Halls, and similar 14 May 2025 23 Oct 2025, Certificate of Occupancy $221,500
20250471+C Alteration Restaurants, Night Clubs, Dance Halls, and similar 25 Jun 2025 23 Oct 2025, Certificate of Approval $0
20250471+A Alteration Restaurants, Night Clubs, Dance Halls, and similar 26 Jun 2025 22 Oct 2025, Certificate of Approval $9,600
20250798 Alteration Business Uses 31 Jul 2025 Open in the state file $2,001
20250471+E Alteration Restaurants, Night Clubs, Dance Halls, and similar 5 Aug 2025 22 Oct 2025, Certificate of Approval $14,300
20250471+D Alteration Restaurants, Night Clubs, Dance Halls, and similar 6 Aug 2025 22 Oct 2025, Certificate of Approval $2,800
20250471+B Alteration Restaurants, Night Clubs, Dance Halls, and similar 12 Aug 2025 22 Oct 2025, Certificate of Approval $7,450
20250471+F Alteration Restaurants, Night Clubs, Dance Halls, and similar 13 Aug 2025 22 Oct 2025, Certificate of Approval $14,500

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Middle Twp construction office.

Flood zone for 11 CH SO DENNIS RD

FEMA’s flood map places the mapped point for 11 CH SO DENNIS RD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 5.3 feet and the highest at 17.3 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 11 CH SO DENNIS RD

This lot is within the Seven Mile Middle Regional WTP sewer system. Please verify with the provider.

This lot is within the NJ American Water - Cape May Courthouse water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $15,120,800 —
2025 $14,920,800 $322,587.70
2024 $14,920,800 $314,679.67
2023 $18,460,600 $382,870.40

Mailing changed in 2024 to 353 W LANCASTER AVE #300, WAYNE; PA, 190873907.

Mailing changed in 2026 to 250 PARK AVE FL 7, NEW YORK; NY, 101770799.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $18,460,600 82.06% $22,496,466 — —
2024 $14,920,800 73.68% $20,250,814 -19.2% -10.0%
2025 $14,920,800 66.72% $22,363,309 0.0% +10.4%
2026 $15,120,800 64.09% $23,593,072 +1.3% +5.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $18,460,600 1.973 $364,228 $382,870.40 —
2024 $14,920,800 2.028 $302,594 $314,679.67 -16.9%
2025 $14,920,800 2.082 $310,651 $322,587.70 +2.7%
2026 $15,120,800 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$173,889 55.2%
County
$46,723 14.8%
Municipal
$94,203 29.9%

Of the estimated increase of $12,221, the school portion moved $5,732 up, the county portion $1,066 up, and the municipal portion $5,424 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.150)$173,889
County (0.254)$38,407
County library (0.040)$6,048
County open space (0.015)$2,268
Municipal purpose (0.623)$94,203

Property details

Class4A — Commercial
Building class10 — not listed in the state appraisal manual
BuildingSHOPPING CENTER
Land description18.61AC
Dwellings1
Commercial units—
Year built1973
Acreage18.61
ZoningTC — town zoning code
Tax map page42
Additional lots—
Census tract / block—
Special tax codesF01 — Fire district 1
MOD-IV current-year tax—
Last sale$30,875,000 · 11/14/2025 · sale assessment $14,920,800 · SR1A 23 — Commercial or industrial sale that includes equipment or goodwill that cannot be separated
Deed book / page04253 / 00850

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.