121 CROSS KEYS RD

Pine Hill Boro, Camden County · Block 131, Lot 34.2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$329,378

Estimated annual tax: current net × 5.508 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +320.2% ($1,423,000 → $5,980,000).

Assessment

Land$264,600
Improvements$5,715,400
Net (taxable assessed, 2026)$5,980,000
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$5,980,000
2025 tax (MOD-IV billed)$83,231.27
Est. 2025 tax @ general rate$329,378
Mailing address (2026)115 BERLIN-CROSS KEYS RD, BERLIN NJ, 08009

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 51.74% (often still reflecting the prior assessment base).

Building permits for 121 CROSS KEYS RD

The New Jersey construction-permit file lists 1 permit for 121 CROSS KEYS RD in Pine Hill Boro. 1 is still open in the state file. Permit 020230062, a new building, was issued 6 Mar 2023 and is open in the state file. The reported cost is $460,000. The reported size is 12,162 square feet.

Permit Type Use Issued Closed Reported cost
020230062 New Business Uses 6 Mar 2023 Open in the state file $460,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Pine Hill Boro construction office.

Flood zone for 121 CROSS KEYS RD

The flood map could not be checked for 121 CROSS KEYS RD, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 151.9 feet and the highest at 158.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 121 CROSS KEYS RD

The water and sewer maps could not be checked for 121 CROSS KEYS RD, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $5,980,000 —
2025 $1,423,000 $83,231.27
2024 $127,000 $7,158.99
2023 $127,000 $6,911.34

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $127,000 72.24% $175,803 — —
2024 $127,000 64.35% $197,358 0.0% +12.3%
2025 $1,423,000 55.85% $2,547,896 +1,020.5% +1,191.0%
2026 $5,980,000 100.00% $5,980,000 +320.2% +134.7%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 51.74% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $127,000 5.126 $6,510 $6,911.34 —
2024 $127,000 5.307 $6,740 $7,158.99 +3.5%
2025 $1,423,000 5.508 $78,379 $83,231.27 +1,062.9%
2026 $5,980,000 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$173,001 52.5%
County
$64,345 19.5%
Municipal
$92,032 27.9%
District school (2.893)$173,001
County (0.978)$58,484
County library (0.062)$3,708
County open space (0.036)$2,153
Municipal purpose (1.539)$92,032

Property details

Class4A — Commercial
Building class00 — not listed in the state appraisal manual
Building—
Land description3.68 AC
Dwellings1
Commercial units—
Year built—
Acreage3.68
ZoningRRUR — town zoning code
Tax map page28
Additional lots—
Census tract / block—
Special tax codesF01 — Fire district 1
MOD-IV current-year tax—
Last sale—
Deed book / page—

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.