532 WINTHROP RD

Teaneck Twp, Bergen County · Block 1805, Lot 22

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.9%

Estimated tax up $5,148 ($104,098 → $109,246) using 2024→2025 rates (2.184 → 2.292) × assessed net.

Assessment net change: 0.0% ($4,766,400 → $4,766,400).

Assessment

Land$1,630,000
Improvements$3,136,400
Net (taxable assessed, 2026)$4,766,400
Town avg ratio used89.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$5,304,841
2025 tax (MOD-IV billed)$109,245.89
Est. 2025 tax @ general rate$109,246
Mailing address (2026)860 UNITED NATIONS PLZ, APT# 37F NEW YORK; NY, 10017

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $628,279.

Building permits for 532 WINTHROP RD

The New Jersey construction-permit file lists 5 permits for 532 WINTHROP RD in Teaneck Twp. 3 are still open in the state file. Permit 20231078+A, an alteration, was issued 3 Jul 2023 and is open in the state file. The reported cost is $0.

Permit Type Use Issued Closed Reported cost
20201031 Alteration International Residential Code 10 Sep 2020 27 Sep 2022, Certificate of Approval $8,000
20220094 Alteration International Residential Code 24 Jan 2022 30 Sep 2022, Certificate of Approval $9,250
20231078 Alteration International Residential Code 27 Jun 2023 Open in the state file $10,875
20231078+A Alteration International Residential Code 3 Jul 2023 Open in the state file $0
20231078+A Alteration International Residential Code 3 Jul 2023 Open in the state file $0

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Teaneck Twp construction office.

Flood zone for 532 WINTHROP RD

FEMA’s flood map places the mapped point for 532 WINTHROP RD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 131.8 feet and the highest at 140.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 532 WINTHROP RD

This lot is within the Bergen County UA sewer system. Please verify with the provider.

This lot is within the Veolia Water NJ Hackensack water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $4,766,400 —
2025 $4,766,400 $109,245.89
2024 $4,766,400 $104,098.18
2023 $2,673,800 $88,288.88

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $2,673,800 73.05% $3,660,233 — —
2024 $4,766,400 100.00% $4,766,400 +78.3% +30.2%
2025 $4,766,400 97.14% $4,906,733 0.0% +2.9%
2026 $4,766,400 89.85% $5,304,841 0.0% +8.1%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $2,673,800 3.302 $88,289 $88,288.88 —
2024 $4,766,400 2.184 $104,098 $104,098.18 +17.9%
2025 $4,766,400 2.292 $109,246 $109,245.89 +4.9%
2026 $4,766,400 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$59,628 54.6%
County
$11,535 10.6%
Municipal
$38,084 34.9%

Of the estimated increase of $5,148, the school portion moved $1,907 up, the county portion $763 up, and the municipal portion $2,479 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.251)$59,628
County (0.231)$11,010
County open space (0.011)$524
Municipal purpose (0.755)$35,986
Municipal open space (0.010)$477
Municipal library (0.034)$1,621

Property details

Class2 — Residential (four families or less)
Building class21 — Mansion quality single-family dwelling
Building2S-B-L-3AG
Land description200X250
Dwellings1
Commercial units—
Year built1928
Acreage1.1478
Zoning—
Tax map page018
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale—
Deed book / page08037 / 00042

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.