16 SHERRY LANE

Saddle Brook Twp, Bergen County · Block 704, Lot 3, Qual C0038

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$9,729

Estimated annual tax: current net × 2.373 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +4.0% ($394,400 → $410,000).

Assessment

Land$130,000
Improvements$280,000
Net (taxable assessed, 2026)$410,000
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$410,000
2025 tax (MOD-IV billed)$9,359.11
Est. 2025 tax @ general rate$9,729
Mailing address (2026)16 SHERRY LN #38, SADDLE BROOK; NJ, 07663

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $550,000: implied equalized value $410,000 is $140,000 below that sale. This is not an appraisal. This is a reassessment year, so the ratio is treated as about 100% and the gap is today’s assessment minus the sale price.

This class 2 — residential (four families or less) — net assessment sits below the town class-2 average of $500,567.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 81.45% (often still reflecting the prior assessment base).

Building permits for 16 SHERRY LANE

The New Jersey construction-permit file lists 33 permits for 16 SHERRY LANE in Saddle Brook Twp. 11 are still open in the state file. Permit 26-224, an alteration, was issued 2 Jul 2026 and is open in the state file. The reported cost is $1,000.

Permit Type Use Issued Closed Reported cost
09-161 Alteration International Residential Code 14 May 2009 21 Jul 2022, Certificate of Approval $4,100
10-497 Alteration International Residential Code 6 Oct 2010 20 Jul 2022, Certificate of Approval $1,675
11-152 Alteration International Residential Code 13 Apr 2011 25 Jan 2023, Certificate of Approval $523
12-497 Alteration International Residential Code 29 Aug 2012 1 Oct 2025, Certificate of Approval $2
18-315 Alteration International Residential Code 15 Jun 2018 18 Feb 2022, Certificate of Approval $6,000
21-184 Alteration International Residential Code 6 May 2021 15 Jul 2021, Certificate of Approval $7,000
21-393 Alteration International Residential Code 6 Jul 2021 Open in the state file $2,183
21-660 Alteration International Residential Code 21 Dec 2021 31 Jan 2022, Certificate of Approval $12,500
21-664 Alteration International Residential Code 28 Dec 2021 19 Jan 2022, Certificate of Approval $9,800
22-344 Alteration International Residential Code 22 Aug 2022 9 Sep 2022, Certificate of Approval $3,600
23-25 Alteration International Residential Code 13 Jan 2023 25 Jan 2023, Certificate of Approval $1,000
23-33 Alteration International Residential Code 19 Jan 2023 2 Feb 2023, Certificate of Approval $3,029
23-119 Alteration International Residential Code 27 Mar 2023 19 Apr 2023, Certificate of Approval $12,386
23-119+A Alteration International Residential Code 27 Mar 2023 Open in the state file $150
23-295 Alteration International Residential Code 13 Jun 2023 5 Jul 2023, Certificate of Approval $3,269
23-297 Alteration International Residential Code 19 Jun 2023 26 Jul 2023, Certificate of Approval $11,000
23-302 Alteration International Residential Code 19 Jun 2023 Open in the state file $3,269
23-386 Alteration International Residential Code 7 Aug 2023 Open in the state file $11,309
23-386+A Alteration International Residential Code 7 Aug 2023 Open in the state file $290
23-407 Alteration International Residential Code 15 Aug 2023 Open in the state file $4,100
24-75 Alteration International Residential Code 13 Mar 2024 2 Apr 2024, Certificate of Approval $8,350
24-349 Alteration International Residential Code 13 Sep 2024 24 Sep 2024, Certificate of Approval $1,500
24-378 Alteration International Residential Code 4 Oct 2024 Open in the state file $5,700
24-378 Alteration International Residential Code 4 Oct 2024 4 Mar 2025, Certificate of Approval $5,700
25-060+A Alteration International Residential Code 14 Feb 2025 Open in the state file $290
25-060 Alteration International Residential Code 14 Feb 2025 Open in the state file $15,040
25-070 Alteration International Residential Code 24 Feb 2025 27 Feb 2025, Certificate of Approval $800
25-289 Alteration International Residential Code 14 Jul 2025 19 Aug 2025, Certificate of Approval $9,308
25-336 Alteration International Residential Code 18 Aug 2025 16 Sep 2025, Certificate of Approval $16,600
25-346 Alteration International Residential Code 25 Aug 2025 18 Sep 2025, Certificate of Approval $6,995
26-174+A Alteration International Residential Code 3 Jun 2026 Open in the state file $308
26-174 Alteration International Residential Code 3 Jun 2026 25 Jun 2026, Certificate of Approval $15,520
26-224 Alteration International Residential Code 2 Jul 2026 Open in the state file $1,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Saddle Brook Twp construction office.

Flood zone for 16 SHERRY LANE

FEMA’s flood map places the mapped point for 16 SHERRY LANE in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 55 feet and the highest at 55.7 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 16 SHERRY LANE

This lot is within the PVSC sewer system. Please verify with the provider.

This lot is within the Saddle Brook WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $410,000 —
2025 $394,400 $9,359.11
2024 $386,700 $8,917.30
2023 $368,700 $8,612.83

Mailing changed in 2026 to 16 SHERRY LN #38, SADDLE BROOK; NJ, 07663.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $368,700 88.17% $418,169 — —
2024 $386,700 98.34% $393,228 +4.9% -6.0%
2025 $394,400 82.62% $477,366 +2.0% +21.4%
2026 $410,000 100.00% $410,000 +4.0% -14.1%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 81.45% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $368,700 2.336 $8,613 $8,612.83 —
2024 $386,700 2.306 $8,917 $8,917.30 +3.5%
2025 $394,400 2.373 $9,359 $9,359.11 +5.0%
2026 $410,000 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,285 54.3%
County
$1,029 10.6%
Municipal
$3,415 35.1%
District school (1.289)$5,285
County (0.240)$984
County open space (0.011)$45
Municipal purpose (0.793)$3,251
Municipal library (0.040)$164

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building—
Land description—
Dwellings1
Commercial units—
Year built1985
Acreage—
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$550,000 · 12/26/2025 · sale assessment $394,400
Deed book / page05708 / 01634

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.