600 COLONIAL RD

Rivervale Twp, Bergen County · Block 502, Lot 12.2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.6%

Estimated tax up $1,223 ($47,702 → $48,925) using 2024→2025 rates (2.731 → 2.801) × assessed net.

Assessment net change: 0.0% ($1,746,700 → $1,746,700).

Assessment

Land$548,900
Improvements$1,197,800
Net (taxable assessed, 2026)$1,746,700
Town avg ratio used72.96% (Average ratio (Director’s / Chapter 123))
Implied equalized value$2,394,052
2025 tax (MOD-IV billed)$48,925.07
Est. 2025 tax @ general rate$48,925
Mailing address (2026)600 COLONIAL RD, RIVER VALE;NJ, 07675

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2022 sale of $3,045,000: implied equalized value $2,394,052 is $650,948 below that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $623,159.

Building permits for 600 COLONIAL RD

The New Jersey construction-permit file lists 5 permits for 600 COLONIAL RD in Rivervale Twp. Permit 26-069, an alteration, was issued 19 Feb 2026 and closed 19 Feb 2026 with a Certificate of Approval. The reported cost is $2,000.

Permit Type Use Issued Closed Reported cost
22-152 Alteration International Residential Code 28 Mar 2022 20 Jul 2022, Certificate of Approval $1,200
22-477 Alteration International Residential Code 8 Aug 2022 19 Feb 2026, Certificate of Approval $128,700
25-735 Alteration International Residential Code 19 Dec 2025 3 Feb 2026, Certificate of Approval $12,300
26-049 Alteration International Residential Code 30 Jan 2026 3 Feb 2026, Certificate of Approval $1,800
26-069 Alteration International Residential Code 19 Feb 2026 19 Feb 2026, Certificate of Approval $2,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Rivervale Twp construction office.

Flood zone for 600 COLONIAL RD

FEMA’s flood map places the mapped point for 600 COLONIAL RD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 158.4 feet and the highest at 196.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 600 COLONIAL RD

This lot is within the Bergen County UA sewer system. Please verify with the provider.

This lot is within the Veolia Water NJ Hackensack water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,746,700 —
2025 $1,746,700 $48,925.07
2024 $1,746,700 $47,702.38
2023 $1,653,800 $47,405.45

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,653,800 91.03% $1,816,764 — —
2024 $1,746,700 85.84% $2,034,832 +5.6% +12.0%
2025 $1,746,700 79.89% $2,186,381 0.0% +7.4%
2026 $1,746,700 72.96% $2,394,052 0.0% +9.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,653,800 2.714 $44,884 $47,405.45 —
2024 $1,746,700 2.731 $47,702 $47,702.38 +6.3%
2025 $1,746,700 2.801 $48,925 $48,925.07 +2.6%
2026 $1,746,700 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$32,017 65.4%
County
$5,118 10.5%
Municipal
$11,790 24.1%

Of the estimated increase of $1,223, the school portion moved $349 up, the county portion $367 up, and the municipal portion $507 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.166)$20,367
Regional / consolidated school (0.667)$11,650
County (0.280)$4,891
County open space (0.013)$227
Municipal purpose (0.625)$10,917
Municipal open space (0.010)$175
Municipal library (0.040)$699

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building2SG4
Land description.9257 ACRES
Dwellings1
Commercial units—
Year built2013
Acreage0.9257
ZoningA — town zoning code
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$3,045,000 · 5/25/2022 · sale assessment $1,653,800
Deed book / page04741 / 00640

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.