19 GRAND AVE
Ridgefield Park Village, Bergen County · Block 39, Lot 4
Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.
Estimated tax up $1,622 ($28,660 → $30,282) using 2024→2025 rates (2.897 → 3.061) × assessed net.
Assessment net change: 0.0% ($989,300 → $989,300).
Assessment
| Land | $290,600 |
|---|---|
| Improvements | $698,700 |
| Net (taxable assessed, 2026) | $989,300 |
| Town avg ratio used | 79.53% (Average ratio (Director’s / Chapter 123)) |
| Implied equalized value | $1,243,933 |
| 2025 tax (MOD-IV billed) | $30,282.47 |
| Est. 2025 tax @ general rate | $30,282 |
| Mailing address (2026) | 19 GRAND AVE, RIDGEFIELD PARK; NJ, 07660 |
How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.
Change since the 2021 sale of $950,000: implied equalized value $1,243,933 is $293,933 above that sale. This is not an appraisal.
This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $430,658.
Building permits for 19 GRAND AVE
The New Jersey construction-permit file lists 5 permits for 19 GRAND AVE in Ridgefield Park Village. 1 is still open in the state file. Permit 22412, an alteration, was issued 20 Sep 2022 and closed 26 Apr 2023 with a Certificate of Approval. The reported cost is $37,100.
| Permit | Type | Use | Issued | Closed | Reported cost |
|---|---|---|---|---|---|
| 04449 | Demolition | Accessory buildings and miscellaneous structures | 11 Aug 2004 | Open in the state file | $1,800 |
| 21292 | Alteration | International Residential Code | 24 Jun 2021 | 1 Jul 2021, Certificate of Approval | $3,200 |
| 21297 | Alteration | International Residential Code | 29 Jun 2021 | 21 Jul 2021, Certificate of Approval | $450 |
| 21400 | Alteration | International Residential Code | 19 Aug 2021 | 20 Aug 2021, Certificate of Approval | $2,300 |
| 22412 | Alteration | International Residential Code | 20 Sep 2022 | 26 Apr 2023, Certificate of Approval | $37,100 |
The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Ridgefield Park Village construction office.
Flood zone for 19 GRAND AVE
FEMA’s flood map places the mapped point for 19 GRAND AVE in zone X.
The state’s 10-foot ground scan puts the lowest cell on this lot at 125 feet and the highest at 128.1 feet (NAVD88).
These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.
Water and sewer for 19 GRAND AVE
This lot is within the Bergen County UA sewer system. Please verify with the provider.
This lot is within the Veolia Water NJ Hackensack water system. Please verify with the provider.
These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.
Year-by-year assessed value & tax
From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.
| Year | Assessed net | Tax |
|---|---|---|
| 2026 | $989,300 | — |
| 2025 | $989,300 | $30,282.47 |
| 2024 | $989,300 | $28,660.02 |
| 2023 | $934,000 | $28,051.82 |
Assessed value & ratio history
Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).
| Tax year | Assessed net | Avg ratio | Implied equalized | Assessed Δ | Equalized Δ |
|---|---|---|---|---|---|
| 2023 | $934,000 | 85.23% | $1,095,858 | — | — |
| 2024 | $989,300 | 95.11% | $1,040,164 | +5.9% | -5.1% |
| 2025 | $989,300 | 85.19% | $1,161,287 | 0.0% | +11.6% |
| 2026 | $989,300 | 79.53% | $1,243,933 | 0.0% | +7.1% |
Tax year history
Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).
| Tax year | Assessment net | General rate | Est. tax (that year) | Billed tax | Est. vs prior |
|---|---|---|---|---|---|
| 2023 | $934,000 | 2.946 | $27,516 | $28,051.82 | — |
| 2024 | $989,300 | 2.897 | $28,660 | $28,660.02 | +4.2% |
| 2025 | $989,300 | 3.061 | $30,282 | $30,282.47 | +5.7% |
| 2026 | $989,300 | — | — | — | — |
Where your money goes
Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.
Of the estimated increase of $1,622, the school portion moved $950 up, the county portion $287 up, and the municipal portion $386 up. Those are pieces of the dollar change. They are not a change in each share of the rate.
| District school (1.688) | $16,699 |
|---|---|
| County (0.263) | $2,602 |
| County open space (0.012) | $119 |
| Municipal purpose (1.058) | $10,467 |
| Municipal library (0.040) | $396 |
Property details
| Class | 2 — Residential (four families or less) |
|---|---|
| Building class | 18 — Good quality single-family dwelling |
| Building | DWG 2SFG2 |
| Land description | 125X123 |
| Dwellings | 1 |
| Commercial units | — |
| Year built | 1909 |
| Acreage | 0.353 |
| Zoning | R2 — town zoning code |
| Tax map page | TM03 |
| Additional lots | — |
| Census tract / block | — |
| Special tax codes | — |
| MOD-IV current-year tax | — |
| Last sale | $950,000 · 9/5/2021 · sale assessment $734,600 |
| Deed book / page | 04411 / 01668 |
The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.
See this lot on the statewide map, then come back for the full tax story.
Show on mapSources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.