505 STUDIO RD & DAY

Ridgefield Boro, Bergen County · Block 2608, Lot 1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$28,878

Estimated annual tax: current net × 1.694 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +1.9% ($1,672,400 → $1,704,700).

Assessment

Land$990,000
Improvements$714,700
Net (taxable assessed, 2026)$1,704,700
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$1,704,700
2025 tax (MOD-IV billed)$28,330.46
Est. 2025 tax @ general rate$28,878
Mailing address (2026)344 GROVE ST #4156, JERSEY CITY; NJ, 07302

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 1 — Sale between members of the immediate family marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $683,555.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 99.07% (often still reflecting the prior assessment base).

Building permits for 505 STUDIO RD & DAY

The New Jersey construction-permit file lists 4 permits for 505 STUDIO RD & DAY in Ridgefield Boro. 4 are still open in the state file. Permit 20250296U, a new building, was issued 12 May 2026 and is open in the state file. The reported cost is $15,000.

Permit Type Use Issued Closed Reported cost
20250105 Demolition International Residential Code 9 May 2025 Open in the state file $26,000
20250296 New International Residential Code 10 Dec 2025 Open in the state file $855,000
20250296U New International Residential Code 11 Dec 2025 Open in the state file $70,000
20250296U New International Residential Code 12 May 2026 Open in the state file $15,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Ridgefield Boro construction office.

Flood zone for 505 STUDIO RD & DAY

FEMA’s flood map places the mapped point for 505 STUDIO RD & DAY in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 150.5 feet and the highest at 188.7 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 505 STUDIO RD & DAY

This lot is within the Bergen County UA sewer system. Please verify with the provider.

This lot is within the Veolia Water NJ Hackensack water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,704,700 —
2025 $1,672,400 $28,330.46
2024 $1,631,300 $27,634.22
2023 $1,602,500 $26,809.83

Mailing changed in 2026 to 344 GROVE ST #4156, JERSEY CITY; NJ, 07302.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,602,500 100.00% $1,602,500 — —
2024 $1,631,300 98.89% $1,649,611 +1.8% +2.9%
2025 $1,672,400 100.00% $1,672,400 +2.5% +1.4%
2026 $1,704,700 100.00% $1,704,700 +1.9% +1.9%

2023: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 99.07% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,602,500 1.673 $26,810 $26,809.83 —
2024 $1,631,300 1.694 $27,634 $27,634.22 +3.1%
2025 $1,672,400 1.694 $28,330 $28,330.46 +2.5%
2026 $1,704,700 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$16,433 56.9%
County
$3,921 13.6%
Municipal
$8,524 29.5%
District school (0.964)$16,433
County (0.220)$3,750
County open space (0.010)$170
Municipal purpose (0.469)$7,995
Municipal library (0.031)$528

Property details

Class2 — Residential (four families or less)
Building class18 — Good quality single-family dwelling
Building0SS1G
Land description149X159 6.5LT
Dwellings1
Commercial units—
Year built1895
Acreage0.5439
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,550,000 · 9/10/2025 · sale assessment $1,672,400 · SR1A 1 — Sale between members of the immediate family
Deed book / page05641 / 01377

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.