1205 STATE HIGHWAY 17

Ramsey Boro, Bergen County · Block 4203, Lot 2.1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$2,371,276

Estimated annual tax: current net × 2.059 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +3.0% ($111,853,500 → $115,166,400).

Assessment

Land$22,204,500
Improvements$92,961,900
Net (taxable assessed, 2026)$115,166,400
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$115,166,400
2025 tax (MOD-IV billed)$2,303,063.57
Est. 2025 tax @ general rate$2,371,276
Mailing address (2026)P.O. BOX 724, FRANKLIN LAKES; NJ, 07417

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 4 — Transfer of convenience, such as a deed to correct the title marks it non-usable, or the price is a nominal amount.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 97.25% (often still reflecting the prior assessment base).

Building permits for 1205 STATE HIGHWAY 17

The New Jersey construction-permit file lists 50 permits for 1205 STATE HIGHWAY 17 in Ramsey Boro. 47 are still open in the state file. Permit 20260455, an alteration, was issued 25 Jun 2026 and is open in the state file. The reported cost is $7,590.

Permit Type Use Issued Closed Reported cost
000020210870 Alteration Restaurants, Night Clubs, Dance Halls, and similar 9 Nov 2021 Open in the state file $8,350
000020220564 Alteration Business Uses 11 Aug 2022 Open in the state file $9,300
20220825 Alteration Business Uses 2 Dec 2022 Open in the state file $1,190
20220830 Alteration Business Uses 2 Dec 2022 Open in the state file $64,000
20220853 Alteration Business Uses 15 Dec 2022 Open in the state file $4,300
20220770+A Alteration Mercantile buildings 7 Feb 2023 Open in the state file $0
20230096 Alteration Mercantile buildings 17 Feb 2023 Open in the state file $2,000
20230126 Alteration Business Uses 6 Mar 2023 Open in the state file $137,917
20230125 Alteration Mercantile buildings 6 Mar 2023 Open in the state file $5,000
20230139 Alteration Mercantile buildings 9 Mar 2023 29 Sep 2023, Certificate of Occupancy $630,000
20230222 Alteration Business Uses 19 Apr 2023 Open in the state file $15,500
20230233 Alteration Mercantile buildings 24 Apr 2023 Open in the state file $1,050
20230139+B Alteration Mercantile buildings 17 Jul 2023 Open in the state file $0
20230139+C Alteration Mercantile buildings 24 Jul 2023 Open in the state file $83,167
20230475 Alteration Mercantile buildings 10 Aug 2023 Open in the state file $30,000
20230525 Alteration Business Uses 23 Aug 2023 Open in the state file $2,700
20230545 Alteration Mercantile buildings 30 Aug 2023 Open in the state file $4,230
20230556 Alteration Mercantile buildings 5 Sep 2023 Open in the state file $15,500
20230139+A Alteration Mercantile buildings 12 Sep 2023 Open in the state file $210,000
20230597 Alteration Business Uses 25 Sep 2023 Open in the state file $2,000
20230593 Alteration Business Uses 25 Sep 2023 Open in the state file $1,000
20240022 Alteration Mercantile buildings 10 Jan 2024 Open in the state file $6,823
20240162 Alteration Business Uses 18 Mar 2024 Open in the state file $2,354
20240186 Alteration Mercantile buildings 26 Mar 2024 Open in the state file $4,300
20240228 Alteration Business Uses 16 Apr 2024 Open in the state file $5,313
20240272 Alteration Business Uses 1 May 2024 27 Jan 2025, Certificate of Approval $21,500
20240397 Alteration Business Uses 24 Jun 2024 Open in the state file $73,100
20240397+A Alteration Business Uses 24 Jun 2024 Open in the state file $1,200
20240810 Alteration Restaurants, Night Clubs, Dance Halls, and similar 23 Dec 2024 28 Mar 2025, Temporary Certificate of Occupancy $155,000
20240810+A Alteration Restaurants, Night Clubs, Dance Halls, and similar 21 Jan 2025 Open in the state file $750
20250077 Alteration Business Uses 7 Feb 2025 Open in the state file $1,800
20250146 Alteration Business Uses 10 Mar 2025 Open in the state file $8,450
20250272 Alteration Mercantile buildings 29 Apr 2025 Open in the state file $36,983
20250376 Alteration Business Uses 6 Jun 2025 Open in the state file $3,500
20250403+A Alteration Mercantile buildings 13 Jun 2025 Open in the state file $8,000
20250403 Alteration Mercantile buildings 13 Jun 2025 Open in the state file $54,500
20250486 Alteration Business Uses 17 Jul 2025 Open in the state file $1,800
20250515+A Alteration Business Uses 1 Aug 2025 Open in the state file $45,000
20250515 Alteration Business Uses 1 Aug 2025 Open in the state file $449,000
20250582 Alteration Business Uses 2 Sep 2025 Open in the state file $1,200
20250515+B Alteration Business Uses 8 Sep 2025 Open in the state file $40,000
20250630 Alteration Business Uses 16 Sep 2025 Open in the state file $5,200
20250666 Alteration Business Uses 30 Sep 2025 Open in the state file $8,000
20250690 Alteration Business Uses 10 Oct 2025 Open in the state file $3,085
20250712 Alteration Business Uses 22 Oct 2025 Open in the state file $95,000
20250720 Alteration Business Uses 23 Oct 2025 Open in the state file $13,000
20260159 Alteration Business Uses 17 Mar 2026 Open in the state file $2,500
20250712+A Alteration Business Uses 10 Apr 2026 Open in the state file $6,500
20260401 Alteration Accessory buildings and miscellaneous structures 5 Jun 2026 Open in the state file $1,006,350
20260455 Alteration International Residential Code 25 Jun 2026 Open in the state file $7,590

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Ramsey Boro construction office.

Flood zone for 1205 STATE HIGHWAY 17

FEMA’s flood map places the mapped point for 1205 STATE HIGHWAY 17 in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 367.1 feet and the highest at 411.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 1205 STATE HIGHWAY 17

This lot is within the Northwest Bergen County UA sewer system. Please verify with the provider.

This lot is most likely on a well because it is outside the mapped public water service area. Please verify.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $115,166,400 —
2025 $111,853,500 $2,303,063.57
2024 $62,200,100 $1,755,286.82
2023 $62,200,100 $1,702,416.74

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $62,200,100 85.58% $72,680,650 — —
2024 $62,200,100 80.11% $77,643,365 0.0% +6.8%
2025 $111,853,500 71.73% $155,936,847 +79.8% +100.8%
2026 $115,166,400 100.00% $115,166,400 +3.0% -26.1%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 97.25% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $62,200,100 2.737 $1,702,417 $1,702,416.74 —
2024 $62,200,100 2.822 $1,755,287 $1,755,286.82 +3.1%
2025 $111,853,500 2.059 $2,303,064 $2,303,063.57 +31.2%
2026 $115,166,400 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$1,578,931 66.6%
County
$268,338 11.3%
Municipal
$524,007 22.1%
District school (1.371)$1,578,931
County (0.223)$256,821
County open space (0.010)$11,517
Municipal purpose (0.423)$487,154
Municipal library (0.032)$36,853

Property details

Class4A — Commercial
Building class—
BuildingINTERSTATE SHOP
Land description28.435AC
Dwellings—
Commercial units—
Year built1995
Acreage28.435
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$10 · 11/15/2013 · sale assessment $56,815,800 · SR1A 4 — Transfer of convenience, such as a deed to correct the title
Deed book / page01579 / 02094

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.