178 BAUER DR

Oakland Boro, Bergen County · Block 3603, Lot 4

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$758,741

Estimated annual tax: current net × 2.185 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +4.4% ($33,247,300 → $34,725,000).

Assessment

Land$2,968,000
Improvements$31,757,000
Net (taxable assessed, 2026)$34,725,000
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$34,725,000
2025 tax (MOD-IV billed)$726,453.51
Est. 2025 tax @ general rate$758,741
Mailing address (2026)178 BAUER DR, OAKLAND; NJ, 07436

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes marks it non-usable, or the price is a nominal amount.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 88.79% (often still reflecting the prior assessment base).

Building permits for 178 BAUER DR

The New Jersey construction-permit file lists 6 permits for 178 BAUER DR in Oakland Boro. 2 are still open in the state file. Permit 260021, an alteration, was issued 16 Jan 2026 and closed 2 Jun 2026 with a Continued Certificate of Occupancy. The reported cost is $276,775.

Permit Type Use Issued Closed Reported cost
18-0366 Alteration Business Uses 5 Jul 2018 17 Mar 2022, Certificate of Approval $30,500
18-0693 Alteration Business Uses 3 Dec 2018 17 Mar 2022, Certificate of Approval $305,000
23-0380 Alteration International Residential Code 19 Jul 2023 31 Aug 2023, Certificate of Approval $600
25-0060 Alteration International Residential Code 7 Feb 2025 Open in the state file $1,285,000
25-0309 Alteration International Residential Code 30 May 2025 Open in the state file $5,078
260021 Alteration International Residential Code 16 Jan 2026 2 Jun 2026, Continued Certificate of Occupancy $276,775

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Oakland Boro construction office.

Flood zone for 178 BAUER DR

FEMA’s flood map places the mapped point for 178 BAUER DR in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 452.4 feet and the highest at 483.9 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 178 BAUER DR

This lot is most likely on septic because it is outside the mapped sewer service area. Please verify.

This lot is within the Oakland WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $34,725,000 —
2025 $33,247,300 $726,453.51
2024 $31,783,600 $731,022.80
2023 $29,043,600 $689,495.06

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $29,043,600 87.07% $33,356,610 — —
2024 $31,783,600 98.19% $32,369,488 +9.4% -3.0%
2025 $33,247,300 91.78% $36,224,995 +4.6% +11.9%
2026 $34,725,000 100.00% $34,725,000 +4.4% -4.1%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 88.79% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $29,043,600 2.374 $689,495 $689,495.06 —
2024 $31,783,600 2.300 $731,023 $731,022.80 +6.0%
2025 $33,247,300 2.185 $726,454 $726,453.51 -0.6%
2026 $34,725,000 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$485,456 64.0%
County
$81,951 10.8%
Municipal
$191,335 25.2%
District school (0.997)$346,208
Regional / consolidated school (0.401)$139,247
County (0.225)$78,131
County open space (0.011)$3,820
Municipal purpose (0.508)$176,403
Municipal open space (0.010)$3,473
Municipal library (0.033)$11,459

Property details

Class4B — Industrial
Building class—
Building1SCB
Land description10.550 AC
Dwellings—
Commercial units—
Year built—
Acreage10.55
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$37,500,000 · 4/14/2022 · sale assessment $24,064,700 · SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes
Deed book / page04678 / 00404

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.