3 DEEPWOOD LANE

Montvale Boro, Bergen County · Block 1103, Lot 5.5

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+459.0%

Estimated tax up $36,140 ($7,874 → $44,014) using 2024→2025 rates (2.515 → 2.552) × assessed net.

Assessment net change: +450.8% ($313,100 → $1,724,700).

Assessment

Land$313,100
Improvements$1,411,600
Net (taxable assessed, 2026)$1,724,700
Town avg ratio used72.47% (Average ratio (Director’s / Chapter 123))
Implied equalized value$2,379,881
2025 tax (MOD-IV billed)$7,990.31
Est. 2025 tax @ general rate$44,014
Mailing address (2026)3 DEEPWOOD LN, MONTVALE; NJ, 07645

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 7 — Substantially improved after the assessment and before the sale marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $551,726.

Building permits for 3 DEEPWOOD LANE

The New Jersey construction-permit file lists 5 permits for 3 DEEPWOOD LANE in Montvale Boro. 4 are still open in the state file. Permit 20240447U, a new building, was issued 9 Apr 2025 and is open in the state file. The reported cost is $3,200.

Permit Type Use Issued Closed Reported cost
20240447 New International Residential Code 11 Dec 2024 9 Oct 2025, Certificate of Occupancy $615,500
20240447 New International Residential Code 11 Dec 2024 Open in the state file $615,500
20240447U New International Residential Code 9 Apr 2025 Open in the state file $3,200
20240447+B Alteration International Residential Code 7 Oct 2025 Open in the state file $3,000
20250469 Alteration International Residential Code 4 Nov 2025 Open in the state file $1,300

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Montvale Boro construction office.

Flood zone for 3 DEEPWOOD LANE

The flood map could not be checked for 3 DEEPWOOD LANE, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 366.5 feet and the highest at 388.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 3 DEEPWOOD LANE

The water and sewer maps could not be checked for 3 DEEPWOOD LANE, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,724,700 —
2025 $313,100 $7,990.31
2024 $313,100 $7,874.47
2023 $313,100 $7,714.78

Mailing changed in 2024 to 12-01 RIVER RD SUITE 100, FAIR LAWN; NJ, 07410.

Mailing changed in 2026 to 3 DEEPWOOD LN, MONTVALE; NJ, 07645.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $313,100 82.78% $378,231 — —
2024 $313,100 81.21% $385,544 0.0% +1.9%
2025 $313,100 78.13% $400,742 0.0% +3.9%
2026 $1,724,700 72.47% $2,379,881 +450.8% +493.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $313,100 2.464 $7,715 $7,714.78 —
2024 $313,100 2.515 $7,874 $7,874.47 +2.1%
2025 $313,100 2.552 $7,990 $7,990.31 +1.5%
2026 $1,724,700 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$27,285 62.0%
County
$5,157 11.7%
Municipal
$11,573 26.3%

Of the estimated increase of $36,140, the school portion moved $22,341 up, the county portion $4,258 up, and the municipal portion $9,541 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.897)$15,471
Regional / consolidated school (0.685)$11,814
County (0.286)$4,933
County open space (0.013)$224
Municipal purpose (0.616)$10,624
Municipal open space (0.014)$241
Municipal library (0.041)$707

Property details

Class2 — Residential (four families or less)
Building class—
BuildingNEW HOME
Land description39423SF
Dwellings—
Commercial units—
Year built2025
Acreage0.905
Zoning—
Tax map page11
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$2,550,000 · 10/9/2025 · sale assessment $313,100 · SR1A 7 — Substantially improved after the assessment and before the sale
Deed book / page05634 / 01385

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.