603 SUMMIT AVE

Hackensack City, Bergen County · Block 604, Lot 10.1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+5.0%

Estimated tax up $1,836 ($36,672 → $38,508) using 2024→2025 rates (3.056 → 3.209) × assessed net.

Assessment net change: 0.0% ($1,200,000 → $1,200,000).

Assessment

Land$423,300
Improvements$776,700
Net (taxable assessed, 2026)$1,200,000
Town avg ratio used74.58% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,609,010
2025 tax (MOD-IV billed)$38,508.00
Est. 2025 tax @ general rate$38,508
Mailing address (2026)603 SUMMIT AVE, HACKENSACK; NJ, 07601

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 14 — Doubtful title, including a quit-claim deed marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $322,035.

Building permits for 603 SUMMIT AVE

No construction permit for 603 SUMMIT AVE is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Hackensack City construction office.

Flood zone for 603 SUMMIT AVE

FEMA’s flood map places the mapped point for 603 SUMMIT AVE in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 60 feet and the highest at 84.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 603 SUMMIT AVE

This lot is within the Bergen County UA sewer system. Please verify with the provider.

This lot is within the Veolia Water NJ Hackensack water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,200,000 —
2025 $1,200,000 $38,508.00
2024 $1,250,000 $38,200.00
2023 $1,441,700 $41,506.54

Mailing changed in 2025 to 603 SUMMIT AVE, HACKENSACK; NJ, 07601.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,441,700 96.04% $1,501,145 — —
2024 $1,250,000 90.06% $1,387,964 -13.3% -7.5%
2025 $1,200,000 80.69% $1,487,173 -4.0% +7.1%
2026 $1,200,000 74.58% $1,609,010 0.0% +8.2%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,441,700 2.879 $41,507 $41,506.54 —
2024 $1,250,000 3.056 $38,200 $38,200.00 -8.0%
2025 $1,200,000 3.209 $38,508 $38,508.00 +0.8%
2026 $1,200,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$17,496 45.4%
County
$3,504 9.1%
Municipal
$17,508 45.5%

Of the estimated increase of $1,836, the school portion moved $1,020 up, the county portion $372 up, and the municipal portion $444 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.458)$17,496
County (0.279)$3,348
County open space (0.013)$156
Municipal purpose (1.408)$16,896
Municipal open space (0.010)$120
Municipal library (0.041)$492

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building2SF 1.839AC
Land description146.39X275.72
Dwellings1
Commercial units—
Year built1926
Acreage0.9266
ZoningR50 — town zoning code
Tax map page—
Additional lotsDCV2025
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,250,000 · 4/10/2024 · sale assessment $1,250,000 · SR1A 14 — Doubtful title, including a quit-claim deed
Deed book / page05222 / 01562

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.