470 ANDERSON AVE

Closter Boro, Bergen County · Block 2306, Lot 45.1

Show on map

Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$84,732

Estimated annual tax: current net × 2.072 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +9.2% ($3,744,300 → $4,089,400).

Assessment

Land$1,633,800
Improvements$2,455,600
Net (taxable assessed, 2026)$4,089,400
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$4,089,400
2025 tax (MOD-IV billed)$77,581.90
Est. 2025 tax @ general rate$84,732
Mailing address (2026)470 ANDERSON AVENUE, CLOSTER, 07624

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2017 sale of $1,800,000: implied equalized value $4,089,400 is $2,289,400 above that sale. This is not an appraisal. This is a reassessment year, so the ratio is treated as about 100% and the gap is today’s assessment minus the sale price.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $1,058,359.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 86.08% (often still reflecting the prior assessment base).

Building permits for 470 ANDERSON AVE

The New Jersey construction-permit file lists 2 permits for 470 ANDERSON AVE in Closter Boro. 1 is still open in the state file. Permit 20170507+J, an alteration, was issued 21 Jan 2025 and is open in the state file. The reported cost is $28,000.

Permit Type Use Issued Closed Reported cost
2021-0450 Alteration International Residential Code 4 Nov 2021 25 Feb 2022, Certificate of Approval $10,000
20170507+J Alteration Accessory buildings and miscellaneous structures 21 Jan 2025 Open in the state file $28,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Closter Boro construction office.

Flood zone for 470 ANDERSON AVE

The flood map could not be checked for 470 ANDERSON AVE, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 133.4 feet and the highest at 171.9 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 470 ANDERSON AVE

The water and sewer maps could not be checked for 470 ANDERSON AVE, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $4,089,400 —
2025 $3,744,300 $77,581.90
2024 $3,619,100 $76,580.16
2023 $3,547,000 $76,047.68

Mailing changed in 2024 to 470 ANDERSON AVENUE, CLOSTER, 07624.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $3,547,000 93.46% $3,795,207 — —
2024 $3,619,100 97.64% $3,706,575 +2.0% -2.3%
2025 $3,744,300 89.14% $4,200,471 +3.5% +13.3%
2026 $4,089,400 100.00% $4,089,400 +9.2% -2.6%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 86.08% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $3,547,000 2.144 $76,048 $76,047.68 —
2024 $3,619,100 2.116 $76,580 $76,580.16 +0.7%
2025 $3,744,300 2.072 $77,582 $77,581.90 +1.3%
2026 $4,089,400 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$52,590 62.1%
County
$9,855 11.6%
Municipal
$22,287 26.3%
District school (0.796)$32,552
Regional / consolidated school (0.490)$20,038
County (0.230)$9,406
County open space (0.011)$450
Municipal purpose (0.501)$20,488
Municipal open space (0.010)$409
Municipal library (0.034)$1,390

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building1SF
Land description5.70 AC
Dwellings1
Commercial units—
Year built1959
Acreage5.7
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,800,000 · 7/12/2017 · sale assessment $1,839,600
Deed book / page02742 / 01153

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

Show on map

Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.