127 MOUNTAIN ROAD

Pohatcong Twp, Warren County · Block 111, Lot 13.2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.1%

Estimated tax up $849 ($20,897 → $21,745) using 2024→2025 rates (4.358 → 4.535) × assessed net.

Assessment net change: 0.0% ($479,500 → $479,500).

Assessment

Land$111,400
Improvements$368,100
Net (taxable assessed, 2026)$479,500
Town avg ratio used57.51% (Average ratio (Director’s / Chapter 123))
Implied equalized value$833,768
2025 tax (MOD-IV billed)$21,745.33
Est. 2025 tax @ general rate$21,745
Mailing address (2026)127 MOUNTAIN ROAD, PHILLIPSBURG NJ, 08865

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 33 — Qualified farmland or currently exempt property marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $172,921.

Building permits for 127 MOUNTAIN ROAD

No construction permit for 127 MOUNTAIN ROAD is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Pohatcong Twp construction office.

Flood zone for 127 MOUNTAIN ROAD

FEMA’s flood map places the mapped point for 127 MOUNTAIN ROAD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 535 feet and the highest at 599.6 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 127 MOUNTAIN ROAD

This lot is most likely on septic because it is outside the mapped sewer service area. Please verify.

This lot is most likely on a well because it is outside the mapped public water service area. Please verify.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $479,500 —
2025 $479,500 $21,745.33
2024 $479,500 $20,896.61
2023 $479,500 $20,608.91

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $479,500 76.60% $625,979 — —
2024 $479,500 75.58% $634,427 0.0% +1.3%
2025 $479,500 66.27% $723,555 0.0% +14.0%
2026 $479,500 57.51% $833,768 0.0% +15.2%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $479,500 4.298 $20,609 $20,608.91 —
2024 $479,500 4.358 $20,897 $20,896.61 +1.4%
2025 $479,500 4.535 $21,745 $21,745.33 +4.1%
2026 $479,500 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$9,667 44.5%
County
$4,071 18.7%
Municipal
$8,008 36.8%

Of the estimated increase of $849, the school portion moved $441 up, the county portion $192 up, and the municipal portion $216 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (2.016)$9,667
County (0.760)$3,644
County library (0.059)$283
County open space (0.030)$144
Municipal purpose (1.620)$7,768
Municipal open space (0.050)$240

Property details

Class2 — Residential (four families or less)
Building class18 — Good quality single-family dwelling
Building2S-F;2GAR
Land description6.21 ACRE
Dwellings1
Commercial units—
Year built1998
Acreage6.21
ZoningR-1 — town zoning code
Tax map page24
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$580,000 · 9/26/2006 · sale assessment $424,900 · SR1A 33 — Qualified farmland or currently exempt property
Deed book / page02108 / 00299

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.