98 BUCKLEY AVENUE

Oxford Twp, Warren County · Block 24, Lot 9

Show on map

Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-0.4%

Estimated tax down $27 ($6,471 → $6,444) using 2024→2025 rates (4.847 → 4.827) × assessed net.

Assessment net change: 0.0% ($133,500 → $133,500).

Assessment

Land$52,100
Improvements$81,400
Net (taxable assessed, 2026)$133,500
Town avg ratio used50.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$262,537
2025 tax (MOD-IV billed)$6,444.05
Est. 2025 tax @ general rate$6,444
Mailing address (2026)98 BUCKLEY AVE, OXFORD; NJ, 07863

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $270,700: implied equalized value $262,537 is $8,163 below that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits below the town class-2 average of $167,235.

Building permits for 98 BUCKLEY AVENUE

The New Jersey construction-permit file lists 3 permits for 98 BUCKLEY AVENUE in Oxford Twp. Permit OX-25-00083, an alteration, was issued 3 Sep 2025 and closed 30 Sep 2025 with a Certificate of Approval. The reported cost is $2,200.

Permit Type Use Issued Closed Reported cost
22-17022 Alteration International Residential Code 15 Mar 2022 14 Oct 2022, Certificate of Approval $1,890
OX-25-00079 Alteration International Residential Code 21 Aug 2025 17 Sep 2025, Certificate of Approval $2,145
OX-25-00083 Alteration International Residential Code 3 Sep 2025 30 Sep 2025, Certificate of Approval $2,200

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Oxford Twp construction office.

Flood zone for 98 BUCKLEY AVENUE

FEMA’s flood map places the mapped point for 98 BUCKLEY AVENUE in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 565.2 feet and the highest at 673.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 98 BUCKLEY AVENUE

This lot is within the Oxford Service Area sewer system. Please verify with the provider.

This lot is within the NJ American Water - Washington/Oxford water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $133,500 —
2025 $133,500 $6,444.05
2024 $133,500 $6,470.75
2023 $133,500 $5,958.11

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $133,500 69.74% $191,425 — —
2024 $133,500 61.16% $218,280 0.0% +14.0%
2025 $133,500 56.76% $235,201 0.0% +7.8%
2026 $133,500 50.85% $262,537 0.0% +11.6%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $133,500 4.463 $5,958 $5,958.11 —
2024 $133,500 4.847 $6,471 $6,470.75 +8.6%
2025 $133,500 4.827 $6,444 $6,444.05 -0.4%
2026 $133,500 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$4,130 64.1%
County
$1,326 20.6%
Municipal
$988 15.3%

Of the estimated decrease of $27, the school portion moved $3 down, the county portion $11 down, and the municipal portion $13 down. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (3.094)$4,130
County (0.889)$1,187
County library (0.068)$91
County open space (0.036)$48
Municipal purpose (0.740)$988

Property details

Class2 — Residential (four families or less)
Building class16 — Standard quality single-family dwelling
Building2SF
Land description50X297 IRR .41 AC
Dwellings1
Commercial units—
Year built1880
Acreage0.41
ZoningR120 — town zoning code
Tax map page5
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$270,700 · 9/28/2025 · sale assessment $133,500 · SR1A 00 — Usable for the sales study
Deed book / page03528 / 00028

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

Show on map

Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.