9 VISTA COURT

Lopatcong Twp, Warren County · Block 95, Lot 11.16

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+1.8%

Estimated tax up $406 ($22,044 → $22,450) using 2024→2025 rates (2.987 → 3.042) × assessed net.

Assessment net change: 0.0% ($738,000 → $738,000).

Assessment

Land$117,000
Improvements$621,000
Net (taxable assessed, 2026)$738,000
Town avg ratio used68.98% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,069,875
2025 tax (MOD-IV billed)$22,449.96
Est. 2025 tax @ general rate$22,450
Mailing address (2026)9 VISTA COURT, PHILLIPSBURG; NJ, 08865

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 03 — Sale between a company and its owner or a related company marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $234,993.

Building permits for 9 VISTA COURT

No construction permit for 9 VISTA COURT is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Lopatcong Twp construction office.

Flood zone for 9 VISTA COURT

The flood map could not be checked for 9 VISTA COURT, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 334.1 feet and the highest at 367.3 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 9 VISTA COURT

The water and sewer maps could not be checked for 9 VISTA COURT, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $738,000 —
2025 $738,000 $22,449.96
2024 $738,000 $22,044.06
2023 $738,000 $21,099.42

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $738,000 92.69% $796,202 — —
2024 $738,000 87.14% $846,913 0.0% +6.4%
2025 $738,000 79.39% $929,588 0.0% +9.8%
2026 $738,000 68.98% $1,069,875 0.0% +15.1%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $738,000 2.859 $21,099 $21,099.42 —
2024 $738,000 2.987 $22,044 $22,044.06 +4.5%
2025 $738,000 3.042 $22,450 $22,449.96 +1.8%
2026 $738,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$12,317 54.9%
County
$5,373 23.9%
Municipal
$4,760 21.2%

Of the estimated increase of $406, the school portion moved $15 down, the county portion $332 up, and the municipal portion $89 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.669)$12,317
County (0.652)$4,812
County library (0.050)$369
County open space (0.026)$192
Municipal purpose (0.615)$4,539
Municipal open space (0.030)$221

Property details

Class2 — Residential (four families or less)
Building class18 — Good quality single-family dwelling
Building2S-F;3GAR
Land description2.35 ACRES
Dwellings1
Commercial units—
Year built1996
Acreage2.35
ZoningR3/2 — town zoning code
Tax map page5
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$75,000 · 11/29/1994 · sale assessment $48,400 · SR1A 03 — Sale between a company and its owner or a related company
Deed book / page01400 / 00111

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.