BRADFORD LANE; 400

Greenwich Twp, Warren County · Block 42.5, Lot 12

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+1.7%

Estimated tax up $306 ($17,908 → $18,214) using 2024→2025 rates (3.984 → 4.052) × assessed net.

Assessment net change: 0.0% ($449,500 → $449,500).

Assessment

Land$74,900
Improvements$374,600
Net (taxable assessed, 2026)$449,500
Town avg ratio used57.37% (Average ratio (Director’s / Chapter 123))
Implied equalized value$783,511
2025 tax (MOD-IV billed)$18,213.74
Est. 2025 tax @ general rate$18,214
Mailing address (2026)400 BRADFORD LANE, BLOOMSBURY; NJ, 08804

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $785,500: implied equalized value $783,511 is $1,989 below that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $273,451.

Building permits for BRADFORD LANE; 400

No construction permit for BRADFORD LANE; 400 is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Greenwich Twp construction office.

Flood zone for BRADFORD LANE; 400

The flood map could not be checked for BRADFORD LANE; 400, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 351.9 feet and the highest at 369.6 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for BRADFORD LANE; 400

The water and sewer maps could not be checked for BRADFORD LANE; 400, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $449,500 —
2025 $449,500 $18,213.74
2024 $449,500 $17,908.08
2023 $449,500 $16,186.50

Mailing changed in 2025 to 400 BRADFORD LANE, BLOOMSBURY; NJ, 08804.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $449,500 71.23% $631,054 — —
2024 $449,500 64.96% $691,964 0.0% +9.7%
2025 $449,500 62.91% $714,513 0.0% +3.3%
2026 $449,500 57.37% $783,511 0.0% +9.7%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $449,500 3.601 $16,186 $16,186.50 —
2024 $449,500 3.984 $17,908 $17,908.08 +10.6%
2025 $449,500 4.052 $18,214 $18,213.74 +1.7%
2026 $449,500 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$10,532 57.8%
County
$4,014 22.0%
Municipal
$3,668 20.1%

Of the estimated increase of $306, the school portion moved $297 up, the county portion $207 down, and the municipal portion $216 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (2.343)$10,532
County (0.799)$3,592
County library (0.062)$279
County open space (0.032)$144
Municipal purpose (0.776)$3,488
Municipal open space (0.040)$180

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building—
Land description1.86 AC
Dwellings1
Commercial units—
Year built2000
Acreage1.86
ZoningR1.5 — town zoning code
Tax map page20
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$785,500 · 11/4/2025 · sale assessment $449,500 · SR1A 00 — Usable for the sales study
Deed book / page03540 / 00079

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.