6 JOANNA WAY

Summit City, Union County · Block 5604, Lot 11

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.6%

Estimated tax up $592 ($22,425 → $23,017) using 2024→2025 rates (4.356 → 4.471) × assessed net.

Assessment net change: 0.0% ($514,800 → $514,800).

Assessment

Land$270,500
Improvements$244,300
Net (taxable assessed, 2026)$514,800
Town avg ratio used30.81% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,670,886
2025 tax (MOD-IV billed)$23,016.71
Est. 2025 tax @ general rate$23,017
Mailing address (2026)6 JOANNA WAY, SUMMIT; NJ, 07901

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $1,800,000: implied equalized value $1,670,886 is $129,114 below that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $445,056.

Building permits for 6 JOANNA WAY

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Flood zone for 6 JOANNA WAY

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Water and sewer for 6 JOANNA WAY

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What the state maps say about 6 JOANNA WAY

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Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $514,800 —
2025 $514,800 $23,016.71
2024 $514,800 $22,424.69
2023 $514,800 $22,275.40

Mailing changed in 2026 to 6 JOANNA WAY, SUMMIT; NJ, 07901.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $514,800 38.00% $1,354,737 — —
2024 $514,800 35.75% $1,440,000 0.0% +6.3%
2025 $514,800 33.07% $1,556,698 0.0% +8.1%
2026 $514,800 30.81% $1,670,886 0.0% +7.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $514,800 4.327 $22,275 $22,275.40 —
2024 $514,800 4.356 $22,425 $22,424.69 +0.7%
2025 $514,800 4.471 $23,017 $23,016.71 +2.6%
2026 $514,800 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$12,026 52.2%
County
$5,622 24.4%
Municipal
$5,369 23.3%

Of the estimated increase of $592, the school portion moved $355 up, the county portion $98 up, and the municipal portion $139 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (2.210)$11,377
Local school (0.126)$649
County (1.047)$5,390
County open space (0.045)$232
Municipal purpose (0.943)$4,855
Municipal library (0.100)$515

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building2SF&BG
Land description.328
Dwellings1
Commercial units—
Year built1959
Acreage0.328
ZoningR15 — town zoning code
Tax map page56
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,800,000 · 12/17/2025 · sale assessment $514,800
Deed book / page06606 / 02164

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer, the soil type, the 2012 wetlands map, and the Pinelands, Highlands, and coastal-zone maps are read at that same point. A historic district is shown only when the point falls in one. Those map readings are estimates, not a survey, not a permit decision, and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Soil name · Full disclaimer.