40-44 NORWOOD AVE

Plainfield City, Union County · Block 327, Lot 9

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.2%

Estimated tax up $5,056 ($227,591 → $232,647) using 2024→2025 rates (8.732 → 8.926) × assessed net.

Assessment net change: 0.0% ($2,606,400 → $2,606,400).

Assessment

Land$606,000
Improvements$2,000,400
Net (taxable assessed, 2026)$2,606,400
Town avg ratio used24.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$10,488,531
2025 tax (MOD-IV billed)$232,647.26
Est. 2025 tax @ general rate$232,647
Mailing address (2026)40-44 NORWOOD AVE, PLAINFIELD; N J, 07060

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2000 sale of $5,060,000: implied equalized value $10,488,531 is $5,428,531 above that sale. This is not an appraisal.

Building permits for 40-44 NORWOOD AVE

The New Jersey construction-permit file lists 10 permits for 40-44 NORWOOD AVE in Plainfield City. 3 are still open in the state file. Permit 000020101023, an alteration, was issued 29 Oct 2010 and closed 3 Nov 2010 with a Certificate of Approval. The reported cost is $5,100.

Permit Type Use Issued Closed Reported cost
19930018 Alteration Medical, nursing care, for 6+ occupants 16 Feb 1993 17 Feb 1993, Certificate of Approval $0
19931053 Alteration Medical, nursing care, for 6+ occupants 16 Dec 1993 17 Dec 1993, Certificate of Approval $0
19950455 Alteration Medical, nursing care, for 6+ occupants 8 Jun 1995 9 Jun 1995, Certificate of Approval $0
19950045+A+1 Alteration Medical, nursing care, for 6+ occupants 18 Jul 1995 24 Jan 1995, Certificate of Approval $0
19970411 Alteration One and two family units, 5 lodgers or less each 22 Apr 1997 23 Apr 1997, Certificate of Approval $0
20051145 Alteration Medical, nursing care, for 6+ occupants 5 Aug 2005 12 Sep 2005, Certificate of Approval $0
20080114 Alteration International Residential Code 6 Feb 2008 Open in the state file $8,195
20090641 Alteration Supervised residential homes for 17+ occupants 24 Jun 2009 Open in the state file $245,000
20100878 Demolition Accessory buildings and miscellaneous structures 29 Sep 2010 Open in the state file $0
000020101023 Alteration Accessory buildings and miscellaneous structures 29 Oct 2010 3 Nov 2010, Certificate of Approval $5,100

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Plainfield City construction office.

Flood zone for 40-44 NORWOOD AVE

FEMA’s flood map places the mapped point for 40-44 NORWOOD AVE in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 95.5 feet and the highest at 110.1 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 40-44 NORWOOD AVE

This lot is within the Middlesex County UA sewer system. Please verify with the provider.

This lot is within the NJ American Water - Raritan water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $2,606,400 —
2025 $2,606,400 $232,647.26
2024 $2,606,400 $227,590.85
2023 $2,606,400 $225,349.34

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $2,606,400 31.60% $8,248,101 — —
2024 $2,606,400 29.81% $8,743,375 0.0% +6.0%
2025 $2,606,400 27.70% $9,409,386 0.0% +7.6%
2026 $2,606,400 24.85% $10,488,531 0.0% +11.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $2,606,400 8.646 $225,349 $225,349.34 —
2024 $2,606,400 8.732 $227,591 $227,590.85 +1.0%
2025 $2,606,400 8.926 $232,647 $232,647.26 +2.2%
2026 $2,606,400 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$63,283 27.2%
County
$33,883 14.6%
Municipal
$135,481 58.2%

Of the estimated increase of $5,056, the school portion moved $5,239 up, the county portion $339 up, and the municipal portion $521 down. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (2.428)$63,283
County (1.246)$32,476
County open space (0.054)$1,407
Municipal purpose (5.058)$131,832
Municipal open space (0.020)$521
Municipal library (0.120)$3,128

Property details

Class4A — Commercial
Building class0986 — not listed in the state appraisal manual
Building3SRCO
Land description4.04 ACRES
Dwellings—
Commercial units—
Year built1985
Acreage4.04
ZoningR-7 — town zoning code
Tax map page6
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$5,060,000 · 2/28/2000 · sale assessment $4,178,800
Deed book / page04946 / 00097

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.