350 ANDOVER SPARTA RD

Andover Twp, Sussex County · Block 69, Lot 10

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.5%

Estimated tax up $7,084 ($203,037 → $210,121) using 2024→2025 rates (4.213 → 4.360) × assessed net.

Assessment net change: 0.0% ($4,819,300 → $4,819,300).

Assessment

Land$386,000
Improvements$4,433,300
Net (taxable assessed, 2026)$4,819,300
Town avg ratio used55.68% (Average ratio (Director’s / Chapter 123))
Implied equalized value$8,655,352
2025 tax (MOD-IV billed)$210,121.48
Est. 2025 tax @ general rate$210,121
Mailing address (2026)350 ANDOVER-SPARTA RD, ANDOVER; NJ, 07821

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 3 — Sale between a company and its owner or a related company marks it non-usable, or the price is a nominal amount.

Building permits for 350 ANDOVER SPARTA RD

The New Jersey construction-permit file lists 10 permits for 350 ANDOVER SPARTA RD in Andover Twp. 6 are still open in the state file. Permit 25-34051+C, an addition, was issued 24 Mar 2025 and is open in the state file. The reported cost is $500. The reported size is 1 square feet.

Permit Type Use Issued Closed Reported cost
20-34014 Demolition Restaurants, Night Clubs, Dance Halls, and similar 10 Jan 2020 5 Dec 2025, Certificate of Approval $150,000
22-34087 Alteration Business Uses 23 Mar 2022 9 Aug 2022, Certificate of Approval $24,500
24-34032 Alteration Business Uses 2 Feb 2024 Open in the state file $12,000
24-34032+A Alteration Business Uses 5 Feb 2024 Open in the state file $18,750
24-34032+B Alteration Business Uses 3 Apr 2024 Open in the state file $800
24-34265 Addition Restaurants, Night Clubs, Dance Halls, and similar 6 Nov 2024 27 Mar 2025, Certificate of Occupancy $450,000
24-34265+A Addition Restaurants, Night Clubs, Dance Halls, and similar 20 Dec 2024 Open in the state file $321,000
25-34051 Addition Restaurants, Night Clubs, Dance Halls, and similar 5 Feb 2025 27 Mar 2025, Certificate of Occupancy $1,375,000
25-34051+A Addition Restaurants, Night Clubs, Dance Halls, and similar 3 Mar 2025 Open in the state file $33,250
25-34051+C Addition Restaurants, Night Clubs, Dance Halls, and similar 24 Mar 2025 Open in the state file $500

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Andover Twp construction office.

Flood zone for 350 ANDOVER SPARTA RD

FEMA’s flood map places the mapped point for 350 ANDOVER SPARTA RD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 775.7 feet and the highest at 785.8 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 350 ANDOVER SPARTA RD

This lot is within the Perona Farms Food Specialties sewer system. Please verify with the provider.

This lot is most likely on a well because it is outside the mapped public water service area. Please verify.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $4,819,300 —
2025 $4,819,300 $210,121.48
2024 $4,819,300 $203,037.11
2023 $4,819,300 $195,711.77

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $4,819,300 74.99% $6,426,590 — —
2024 $4,819,300 69.85% $6,899,499 0.0% +7.4%
2025 $4,819,300 61.50% $7,836,260 0.0% +13.6%
2026 $4,819,300 55.68% $8,655,352 0.0% +10.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $4,819,300 4.061 $195,712 $195,711.77 —
2024 $4,819,300 4.213 $203,037 $203,037.11 +3.7%
2025 $4,819,300 4.360 $210,121 $210,121.48 +3.5%
2026 $4,819,300 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$119,229 56.7%
County
$33,976 16.2%
Municipal
$56,916 27.1%

Of the estimated increase of $7,084, the school portion moved $3,566 up, the county portion $1,349 up, and the municipal portion $2,169 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

Regional / consolidated school (2.474)$119,229
County (0.649)$31,277
County library (0.053)$2,554
County open space (0.003)$145
Municipal purpose (1.172)$56,482
Municipal open space (0.009)$434

Property details

Class4A — Commercial
Building class—
Building1SS-A
Land description3.08 ACS
Dwellings1
Commercial units—
Year built—
Acreage3.08
Zoning—
Tax map page46
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1 · 5/13/2013 · sale assessment $3,079,800 · SR1A 3 — Sale between a company and its owner or a related company
Deed book / page03312 / 00656

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.