58 SENEY DR.

Bernardsville Boro, Somerset County · Block 40, Lot 20

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$16,112

Estimated annual tax: current net × 1.898 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +6.4% ($798,100 → $848,900).

Assessment

Land$406,900
Improvements$442,000
Net (taxable assessed, 2026)$848,900
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$848,900
2025 tax (MOD-IV billed)$15,147.94
Est. 2025 tax @ general rate$16,112
Mailing address (2026)58 SENEY DRIVE, BERNARDSVILLE NJ, 07924

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2026 sale of $890,000: implied equalized value $848,900 is $41,100 below that sale. This is not an appraisal. This is a reassessment year, so the ratio is treated as about 100% and the gap is today’s assessment minus the sale price.

This class 2 — residential (four families or less) — net assessment sits below the town class-2 average of $992,247.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 97.97% (often still reflecting the prior assessment base).

Building permits for 58 SENEY DR.

The New Jersey construction-permit file lists 2 permits for 58 SENEY DR. in Bernardsville Boro. 1 is still open in the state file. Permit 2026-0075, an alteration, was issued 27 Feb 2026 and is open in the state file. The reported cost is $900.

Permit Type Use Issued Closed Reported cost
2025-0596 Alteration International Residential Code 2 Dec 2025 12 Dec 2025, Certificate of Approval $16,400
2026-0075 Alteration International Residential Code 27 Feb 2026 Open in the state file $900

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Bernardsville Boro construction office.

Flood zone for 58 SENEY DR.

FEMA’s flood map places the mapped point for 58 SENEY DR. in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 452.4 feet and the highest at 477 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 58 SENEY DR.

This lot is within the Borough of Bernardsville STP sewer system. Please verify with the provider.

This lot is within the NJ American Water - Short Hills water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $848,900 —
2025 $798,100 $15,147.94
2024 $738,000 $14,427.90
2023 $701,600 $14,095.14

Mailing changed in 2026 to 58 SENEY DRIVE, BERNARDSVILLE NJ, 07924.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $701,600 98.32% $713,588 — —
2024 $738,000 100.00% $738,000 +5.2% +3.4%
2025 $798,100 97.71% $816,805 +8.1% +10.7%
2026 $848,900 100.00% $848,900 +6.4% +3.9%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 97.97% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $701,600 2.009 $14,095 $14,095.14 —
2024 $738,000 1.955 $14,428 $14,427.90 +2.4%
2025 $798,100 1.898 $15,148 $15,147.94 +5.0%
2026 $848,900 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$9,109 56.5%
County
$2,581 16.0%
Municipal
$4,423 27.4%
Regional / consolidated school (1.073)$9,109
County (0.275)$2,334
County open space (0.029)$246
Municipal purpose (0.469)$3,981
Municipal open space (0.020)$170
Municipal library (0.032)$272

Property details

Class2 — Residential (four families or less)
Building class20 — Superior quality single-family dwelling
Building2S-F;1GAR
Land description.46 ACRES
Dwellings1
Commercial units—
Year built1962
Acreage0.46
Zoning—
Tax map page38
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$890,000 · 1/6/2026 · sale assessment $798,100 · SR1A 00 — Usable for the sales study
Deed book / page07659 / 02487

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.