197 CAHILL CROSS RD

West Milford Twp, Passaic County · Block 5310, Lot 1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.9%

Estimated tax up $17,014 ($431,102 → $448,117) using 2024→2025 rates (4.054 → 4.214) × assessed net.

Assessment net change: 0.0% ($10,634,000 → $10,634,000).

Assessment

Land$1,183,300
Improvements$9,450,700
Net (taxable assessed, 2026)$10,634,000
Town avg ratio used54.79% (Average ratio (Director’s / Chapter 123))
Implied equalized value$19,408,651
2025 tax (MOD-IV billed)$460,345.86
Est. 2025 tax @ general rate$448,117
Mailing address (2026)4500 DORR ST, TOLEDO OH, 43615

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 23 — Commercial or industrial sale that includes equipment or goodwill that cannot be separated marks it non-usable, or the price is a nominal amount.

Building permits for 197 CAHILL CROSS RD

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Flood zone for 197 CAHILL CROSS RD

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Water and sewer for 197 CAHILL CROSS RD

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What the state maps say about 197 CAHILL CROSS RD

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Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $10,634,000 —
2025 $10,634,000 $460,345.86
2024 $10,634,000 $444,501.20
2023 $11,619,000 $473,474.25

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $11,619,000 71.22% $16,314,238 — —
2024 $10,634,000 65.46% $16,245,035 -8.5% -0.4%
2025 $10,634,000 59.14% $17,981,062 0.0% +10.7%
2026 $10,634,000 54.79% $19,408,651 0.0% +7.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $11,619,000 3.951 $459,067 $473,474.25 —
2024 $10,634,000 4.054 $431,102 $444,501.20 -6.1%
2025 $10,634,000 4.214 $448,117 $460,345.86 +3.9%
2026 $10,634,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$266,275 59.4%
County
$86,880 19.4%
Municipal
$94,962 21.2%

Of the estimated increase of $17,014, the school portion moved $11,272 up, the county portion $4,041 up, and the municipal portion $1,701 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (2.504)$266,275
County (0.800)$85,072
County open space (0.017)$1,808
Municipal purpose (0.817)$86,880
Municipal open space (0.020)$2,127
Municipal library (0.056)$5,955

Property details

Class4A — Commercial
Building class—
Building—
Land description5.536 AC
Dwellings—
Commercial units—
Year built2000
Acreage5.536
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codesG01 — Garbage or solid-waste district 1
MOD-IV current-year tax—
Last sale$26,150,045 · 1/23/2019 · sale assessment $9,995,500 · SR1A 23 — Commercial or industrial sale that includes equipment or goodwill that cannot be separated
Deed book / page03503 / 00083

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer, the soil type, the 2012 wetlands map, and the Pinelands, Highlands, and coastal-zone maps are read at that same point. A historic district is shown only when the point falls in one. Those map readings are estimates, not a survey, not a permit decision, and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Soil name · Full disclaimer.