2631 RIVER RD

Point Pleasant Boro, Ocean County · Block 9, Lot 40

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+7.2%

Estimated tax up $5,532 ($77,064 → $82,596) using 2025→2026 rates (2.424 → 2.598) × assessed net.

Assessment net change: 0.0% ($3,179,200 → $3,179,200).

Assessment

Land$1,182,200
Improvements$1,997,000
Net (taxable assessed, 2026)$3,179,200
Town avg ratio used53.53% (Average ratio (Director’s / Chapter 123))
Implied equalized value$5,939,100
2025 tax (MOD-IV billed)$77,063.81
Est. 2026 tax @ general rate$82,596
Mailing address (2026)2631 RIVER RD, POINT PLEASANT NJ, 08742

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 10 — Sale by a guardian, trustee, executor, or administrator marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $405,369.

Building permits for 2631 RIVER RD

The New Jersey construction-permit file lists 5 permits for 2631 RIVER RD in Point Pleasant Boro. Permit 20200325+J, an alteration, was issued 26 Oct 2021 and closed 16 Apr 2024 with a Certificate of Approval. The reported cost is $1,000.

Permit Type Use Issued Closed Reported cost
20200325 Addition International Residential Code 10 Jun 2020 30 Jun 2021, Temporary Certificate of Occupancy $45,000
20210032 Alteration Accessory buildings and miscellaneous structures 28 Jan 2021 11 Apr 2022, Certificate of Approval $28,200
20200325+H Alteration Accessory buildings and miscellaneous structures 6 Apr 2021 16 Apr 2024, Certificate of Approval $24,000
20200325+I Alteration International Residential Code 7 Sep 2021 16 Apr 2024, Certificate of Approval $17,000
20200325+J Alteration International Residential Code 26 Oct 2021 16 Apr 2024, Certificate of Approval $1,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Point Pleasant Boro construction office.

Flood zone for 2631 RIVER RD

FEMA’s flood map places the mapped point for 2631 RIVER RD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 2.4 feet and the highest at 9.8 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 2631 RIVER RD

This lot is within the OCUA Northern sewer system. Please verify with the provider.

This lot is within the Point Pleasent WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $3,179,200 —
2025 $3,179,200 $77,063.81
2024 $3,179,200 $72,708.30
2023 $3,179,200 $69,497.31

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $3,179,200 73.53% $4,323,677 — —
2024 $3,179,200 65.74% $4,836,021 0.0% +11.8%
2025 $3,179,200 59.35% $5,356,698 0.0% +10.8%
2026 $3,179,200 53.53% $5,939,100 0.0% +10.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $3,179,200 2.186 $69,497 $69,497.31 —
2024 $3,179,200 2.287 $72,708 $72,708.30 +4.6%
2025 $3,179,200 2.424 $77,064 $77,063.81 +6.0%
2026 $3,179,200 2.598 $82,596 — +7.2%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$45,796 55.4%
County
$19,387 23.5%
Municipal
$17,412 21.1%

Of the estimated increase of $5,532, the school portion moved $3,068 up, the county portion $1,297 up, and the municipal portion $1,167 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.441)$45,796
County (0.507)$16,119
County library (0.051)$1,634
County health (0.030)$954
County open space (0.021)$680
Municipal purpose (0.546)$17,346
Municipal open space (0.002)$67

Property details

Class2 — Residential (four families or less)
Building class21 — Mansion quality single-family dwelling
Building—
Land description85X372
Dwellings2
Commercial units—
Year built2020
Acreage0.7259
ZoningR-1 — town zoning code
Tax map page3
Additional lots40.01
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,850,000 · 12/23/2019 · sale assessment $2,328,000 · SR1A 10 — Sale by a guardian, trustee, executor, or administrator
Deed book / page17747 / 00997

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.