1 OCEAN GATE AVE

Ocean Gate Boro, Ocean County · Block 27.1, Lot 1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+10.8%

Estimated tax up $2,434 ($22,607 → $25,041) using 2024→2025 rates (1.644 → 1.821) × assessed net.

Assessment net change: 0.0% ($1,375,100 → $1,375,100).

Assessment

Land$858,900
Improvements$516,200
Net (taxable assessed, 2026)$1,375,100
Town avg ratio used91.35% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,505,309
2025 tax (MOD-IV billed)$25,040.57
Est. 2025 tax @ general rate$25,041
Mailing address (2026)OCEAN GATE AVE BOX 347, OCEAN GATE NJ, 08740

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Building permits for 1 OCEAN GATE AVE

No construction permit for 1 OCEAN GATE AVE is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Ocean Gate Boro construction office.

Flood zone for 1 OCEAN GATE AVE

FEMA’s flood map places the mapped point for 1 OCEAN GATE AVE in zone AE. The mapped base flood elevation is 5 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at -1.4 feet and the highest at 3.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 1 OCEAN GATE AVE

This lot is within the OCUA Central sewer system. Please verify with the provider.

This lot is most likely on a well because it is outside the mapped public water service area. Please verify.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,375,100 —
2025 $1,375,100 $25,040.57
2024 $1,375,100 $22,606.64
2023 $686,600 $20,728.45

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $686,600 67.29% $1,020,360 — —
2024 $1,375,100 100.00% $1,375,100 +100.3% +34.8%
2025 $1,375,100 97.63% $1,408,481 0.0% +2.4%
2026 $1,375,100 91.35% $1,505,309 0.0% +6.9%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $686,600 3.019 $20,728 $20,728.45 —
2024 $1,375,100 1.644 $22,607 $22,606.64 +9.1%
2025 $1,375,100 1.821 $25,041 $25,040.57 +10.8%
2026 $1,375,100 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$11,977 47.8%
County
$4,744 18.9%
Municipal
$8,319 33.2%

Of the estimated increase of $2,434, the school portion moved $1,375 up, the county portion $385 up, and the municipal portion $674 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.564)$7,756
Regional / consolidated school (0.307)$4,222
County (0.287)$3,947
County library (0.029)$399
County health (0.017)$234
County open space (0.012)$165
Municipal purpose (0.605)$8,319

Property details

Class4A — Commercial
Building class10 — not listed in the state appraisal manual
Building1SF
Land description.1726AC
Dwellings1
Commercial units—
Year built1993
Acreage0.1726
ZoningR — town zoning code
Tax map page1
Additional lotsR1.01
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale—
Deed book / page—

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.