400 OCEAN GATE AVE

Ocean Gate Boro, Ocean County · Block 14, Lot 9

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+10.8%

Estimated tax up $2,208 ($20,507 → $22,715) using 2024→2025 rates (1.644 → 1.821) × assessed net.

Assessment net change: 0.0% ($1,247,400 → $1,247,400).

Assessment

Land$249,500
Improvements$997,900
Net (taxable assessed, 2026)$1,247,400
Town avg ratio used91.35% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,365,517
2025 tax (MOD-IV billed)$22,715.15
Est. 2025 tax @ general rate$22,715
Mailing address (2026)PO BOX 351, OCEAN GATE NJ, 08740

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 03 — Sale between a company and its owner or a related company marks it non-usable, or the price is a nominal amount.

Building permits for 400 OCEAN GATE AVE

The New Jersey construction-permit file lists 1 permit for 400 OCEAN GATE AVE in Ocean Gate Boro. 1 is still open in the state file. Permit 2200016, an alteration, was issued 21 Mar 2022 and is open in the state file. The reported cost is $4,500.

Permit Type Use Issued Closed Reported cost
2200016 Alteration International Residential Code 21 Mar 2022 Open in the state file $4,500

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Ocean Gate Boro construction office.

Flood zone for 400 OCEAN GATE AVE

The flood map could not be checked for 400 OCEAN GATE AVE, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 7.4 feet and the highest at 8.8 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 400 OCEAN GATE AVE

The water and sewer maps could not be checked for 400 OCEAN GATE AVE, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,247,400 —
2025 $1,247,400 $22,715.15
2024 $1,247,400 $20,507.26
2023 $515,500 $15,562.95

Mailing changed in 2025 to PO BOX 351, OCEAN GATE NJ, 08740.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $515,500 67.29% $766,087 — —
2024 $1,247,400 100.00% $1,247,400 +142.0% +62.8%
2025 $1,247,400 97.63% $1,277,681 0.0% +2.4%
2026 $1,247,400 91.35% $1,365,517 0.0% +6.9%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $515,500 3.019 $15,563 $15,562.95 —
2024 $1,247,400 1.644 $20,507 $20,507.26 +31.8%
2025 $1,247,400 1.821 $22,715 $22,715.15 +10.8%
2026 $1,247,400 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$10,865 47.8%
County
$4,304 18.9%
Municipal
$7,547 33.2%

Of the estimated increase of $2,208, the school portion moved $1,247 up, the county portion $349 up, and the municipal portion $611 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.564)$7,035
Regional / consolidated school (0.307)$3,830
County (0.287)$3,580
County library (0.029)$362
County health (0.017)$212
County open space (0.012)$150
Municipal purpose (0.605)$7,547

Property details

Class4A — Commercial
Building class10 — not listed in the state appraisal manual
Building2SF2G 6719
Land description90X100
Dwellings2
Commercial units—
Year built—
Acreage0.2066
ZoningC — town zoning code
Tax map page1
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1 · 6/20/2024 · sale assessment $1,247,400 · SR1A 03 — Sale between a company and its owner or a related company
Deed book / page19727 / 01067

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.