7702 LONG BEACH BLVD

Harvey Cedars Boro, Ocean County · Block 49, Lot 4

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+9.4%

Estimated tax up $935 ($9,997 → $10,932) using 2025→2026 rates (1.112 → 1.216) × assessed net.

Assessment net change: 0.0% ($899,000 → $899,000).

Assessment

Land$474,000
Improvements$425,000
Net (taxable assessed, 2026)$899,000
Town avg ratio used52.42% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,714,994
2025 tax (MOD-IV billed)$9,996.88
Est. 2026 tax @ general rate$10,932
Mailing address (2026)7702 LONG BEACH BLVD, HARVEY CEDARS NJ, 08008

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2015 sale of $475,000: implied equalized value $1,714,994 is $1,239,994 above that sale. This is not an appraisal.

Building permits for 7702 LONG BEACH BLVD

No construction permit for 7702 LONG BEACH BLVD is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Harvey Cedars Boro construction office.

Flood zone for 7702 LONG BEACH BLVD

FEMA’s flood map did not respond for 7702 LONG BEACH BLVD. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 3.6 feet and the highest at 5.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 7702 LONG BEACH BLVD

This lot is within the OCUA Southern sewer system. Please verify with the provider.

This lot is within the Long Beach Twp - Brant Beach water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $899,000 —
2025 $899,000 $9,996.88
2024 $899,000 $10,113.75
2023 $899,000 $8,837.17

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $899,000 77.58% $1,158,804 — —
2024 $899,000 63.47% $1,416,417 0.0% +22.2%
2025 $899,000 59.18% $1,519,094 0.0% +7.2%
2026 $899,000 52.42% $1,714,994 0.0% +12.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $899,000 0.983 $8,837 $8,837.17 —
2024 $899,000 1.125 $10,114 $10,113.75 +14.4%
2025 $899,000 1.112 $9,997 $9,996.88 -1.2%
2026 $899,000 1.216 $10,932 — +9.4%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$2,497 22.8%
County
$5,318 48.7%
Municipal
$3,116 28.5%

Of the estimated increase of $935, the school portion moved $214 up, the county portion $455 up, and the municipal portion $266 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

Regional / consolidated school (0.222)$1,996
Local school (0.056)$502
County (0.518)$4,660
County library (0.051)$462
County open space (0.022)$197
Municipal purpose (0.336)$3,018
Municipal open space (0.011)$98

Property details

Class4A — Commercial
Building class—
Building1842
Land description100X70
Dwellings1
Commercial units—
Year built2016
Acreage0.1607
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$475,000 · 5/1/2015 · sale assessment $474,000
Deed book / page16078 / 00412

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.