69 MALLARD RD

Berkeley Twp, Ocean County · Block 1840.1, Lot 7

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+7.7%

Estimated tax up $535 ($6,957 → $7,491) using 2025→2026 rates (2.590 → 2.789) × assessed net.

Assessment net change: 0.0% ($268,600 → $268,600).

Assessment

Land$104,500
Improvements$164,100
Net (taxable assessed, 2026)$268,600
Town avg ratio used52.95% (Average ratio (Director’s / Chapter 123))
Implied equalized value$507,271
2025 tax (MOD-IV billed)$6,956.74
Est. 2026 tax @ general rate$7,491
Mailing address (2026)69 MALLARD ROAD, BAYVILLE NJ, 08721

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $470,000: implied equalized value $507,271 is $37,271 above that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $211,367.

Building permits for 69 MALLARD RD

No construction permit for 69 MALLARD RD is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Berkeley Twp construction office.

Flood zone for 69 MALLARD RD

The flood map could not be checked for 69 MALLARD RD, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 34.3 feet and the highest at 40.9 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 69 MALLARD RD

The water and sewer maps could not be checked for 69 MALLARD RD, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $268,600 —
2025 $268,600 $6,956.74
2024 $268,600 $6,475.95
2023 $268,600 $6,231.52

Mailing changed in 2026 to 69 MALLARD ROAD, BAYVILLE NJ, 08721.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $268,600 69.75% $385,090 — —
2024 $268,600 62.64% $428,799 0.0% +11.4%
2025 $268,600 57.87% $464,144 0.0% +8.2%
2026 $268,600 52.95% $507,271 0.0% +9.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $268,600 2.320 $6,232 $6,231.52 —
2024 $268,600 2.411 $6,476 $6,475.95 +3.9%
2025 $268,600 2.590 $6,957 $6,956.74 +7.4%
2026 $268,600 2.789 $7,491 — +7.7%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$3,508 46.8%
County
$1,683 22.5%
Municipal
$2,299 30.7%

Of the estimated increase of $535, the school portion moved $250 up, the county portion $120 up, and the municipal portion $164 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.706)$1,897
Regional / consolidated school (0.600)$1,611
County (0.521)$1,400
County library (0.052)$139
County health (0.031)$84
County open space (0.023)$61
Municipal purpose (0.845)$2,270
Municipal open space (0.011)$29

Property details

Class2 — Residential (four families or less)
Building class16 — Standard quality single-family dwelling
Building2SF1G 1814
Land description88XIRR
Dwellings1
Commercial units—
Year built1970
Acreage—
ZoningR200 — town zoning code
Tax map page154
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$470,000 · 12/5/2025 · sale assessment $268,600 · SR1A 00 — Usable for the sales study
Deed book / page20220 / 00308

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.