437 ROUTE 46

Rockaway Twp, Morris County · Block 10202, Lot 27

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$804,418

Estimated annual tax: current net × 2.463 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: -0.5% ($32,813,500 → $32,660,100).

Assessment

Land$9,525,300
Improvements$23,134,800
Net (taxable assessed, 2026)$32,660,100
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$32,660,100
2025 tax (MOD-IV billed)$808,196.51
Est. 2025 tax @ general rate$804,418
Mailing address (2026)25 E SPRING VALLEY AVE, STE 300; MAYWOOD; NJ, 07607

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. The SR1A code marks it non-usable, or the price is a nominal amount.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 83.81% (often still reflecting the prior assessment base).

Building permits for 437 ROUTE 46

The New Jersey construction-permit file lists 26 permits for 437 ROUTE 46 in Rockaway Twp. 12 are still open in the state file. Permit 26-0388, an alteration, was issued 7 May 2026 and is open in the state file. The reported cost is $5,300.

Permit Type Use Issued Closed Reported cost
18-0308 Alteration International Residential Code 13 Mar 2018 2 Oct 2018, Certificate of Approval $336,000
18-1319 Alteration Mercantile buildings 19 Oct 2018 8 Jun 2022, Certificate of Approval $230,000
19-0592 Alteration Mercantile buildings 11 Jun 2019 2 Jun 2022, Certificate of Approval $355,000
21-0646 Alteration Business Uses 14 Jun 2021 22 Nov 2021, Certificate of Approval $1,100
21-0796 Alteration Business Uses 16 Jul 2021 Open in the state file $21,000
21-0929 Alteration Mercantile buildings 11 Aug 2021 Open in the state file $2,700
21-1181 Alteration Mercantile buildings 1 Oct 2021 15 Aug 2023, Certificate of Approval $152,800
22-0097 Alteration Mercantile buildings 8 Feb 2022 26 May 2022, Certificate of Approval $4,600
22-0324 Alteration Business Uses 8 Apr 2022 26 May 2022, Certificate of Approval $3,300
22-1160 Alteration Business Uses 14 Oct 2022 26 Oct 2022, Certificate of Approval $725
23-0300 Alteration Business Uses 27 Mar 2023 Open in the state file $11,000
23-0316 Alteration Business Uses 30 Mar 2023 2 Nov 2023, Certificate of Approval $20,630
23-0616+A Alteration Business Uses 8 Jun 2023 Open in the state file $254,500
23-0616 Alteration Business Uses 8 Jun 2023 Open in the state file $805,000
23-0640 Alteration Business Uses 13 Jun 2023 1 Mar 2024, Certificate of Approval $42,120
23-0616+B Alteration Business Uses 19 Sep 2023 Open in the state file $1,000
23-1129 Alteration Business Uses 4 Oct 2023 19 Apr 2024, Certificate of Approval $1,000
23-1417 Alteration Business Uses 14 Dec 2023 27 Mar 2024, Certificate of Approval $5,300
23-0616+C Alteration Business Uses 14 Feb 2024 Open in the state file $9,900
23-0616+D Alteration Business Uses 4 Apr 2024 Open in the state file $18,000
23-0616+E Alteration Business Uses 17 Apr 2024 Open in the state file $23,000
24-0361 Alteration Business Uses 18 Apr 2024 22 Apr 2024, Certificate of Approval $13,550
25-0821+A Alteration Business Uses 29 Jul 2025 Open in the state file $25,800
25-0821 Alteration Business Uses 29 Jul 2025 16 Dec 2025, Certificate of Occupancy $263,285
25-0821+B Alteration Business Uses 21 Aug 2025 Open in the state file $40,000
26-0388 Alteration Business Uses 7 May 2026 Open in the state file $5,300

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Rockaway Twp construction office.

Flood zone for 437 ROUTE 46

The flood map could not be checked for 437 ROUTE 46, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 546 feet and the highest at 585.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 437 ROUTE 46

The water and sewer maps could not be checked for 437 ROUTE 46, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $32,660,100 —
2025 $32,813,500 $808,196.51
2024 $32,813,500 $841,338.14
2023 $32,813,500 $861,026.24

Mailing changed in 2026 to 25 E SPRING VALLEY AVE, STE 300; MAYWOOD; NJ, 07607.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $32,813,500 88.71% $36,989,629 — —
2024 $32,813,500 92.26% $35,566,334 0.0% -3.8%
2025 $32,813,500 83.87% $39,124,240 0.0% +10.0%
2026 $32,660,100 100.00% $32,660,100 -0.5% -16.5%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 83.81% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $32,813,500 2.624 $861,026 $861,026.24 —
2024 $32,813,500 2.564 $841,338 $841,338.14 -2.3%
2025 $32,813,500 2.463 $808,197 $808,196.51 -3.9%
2026 $32,660,100 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$528,440 65.7%
County
$86,549 10.8%
Municipal
$189,429 23.5%
District school (0.936)$305,699
Regional / consolidated school (0.682)$222,742
County (0.258)$84,263
County open space (0.007)$2,286
Municipal purpose (0.537)$175,385
Municipal open space (0.007)$2,286
Municipal library (0.036)$11,758

Property details

Class4A — Commercial
Building class—
Building1SB 1SB
Land description19.660 AC
Dwellings1
Commercial units—
Year built—
Acreage19.66
ZoningB-2 — town zoning code
Tax map page102
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1 · 3/1/2000 · sale assessment $8,191,700
Deed book / page05151 / 00356

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.