35 LOVE LN

Netcong Boro, Morris County · Block 18, Lot 3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+0.9%

Estimated tax up $2,686 ($305,941 → $308,627) using 2024→2025 rates (3.417 → 3.447) × assessed net.

Assessment net change: 0.0% ($8,953,500 → $8,953,500).

Assessment

Land$2,546,200
Improvements$6,407,300
Net (taxable assessed, 2026)$8,953,500
Town avg ratio used69.53% (Average ratio (Director’s / Chapter 123))
Implied equalized value$12,877,175
2025 tax (MOD-IV billed)$309,880.64
Est. 2025 tax @ general rate$308,627
Mailing address (2026)7910 WOODMONT AVE;STE 360, BETHESDA; MD, 20814

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 1 — Sale between members of the immediate family marks it non-usable, or the price is a nominal amount.

Building permits for 35 LOVE LN

The New Jersey construction-permit file lists 4 permits for 35 LOVE LN in Netcong Boro. Permit 25-182, an alteration, was issued 1 Dec 2025 and closed 19 Feb 2026 with a Certificate of Approval. The reported cost is $17,000.

Permit Type Use Issued Closed Reported cost
13-115 Alteration Storage building, moderate hazard 13 Aug 2013 10 Mar 2026, Certificate of Approval $11,000
22-013 Alteration International Residential Code 3 Feb 2022 17 Feb 2022, Certificate of Approval $1,200
25-147 Alteration International Residential Code 29 Sep 2025 17 Dec 2025, Certificate of Approval $500
25-182 Alteration International Residential Code 1 Dec 2025 19 Feb 2026, Certificate of Approval $17,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Netcong Boro construction office.

Flood zone for 35 LOVE LN

FEMA’s flood map returned no flood zone at the mapped point for 35 LOVE LN.

The state’s 10-foot ground scan puts the lowest cell on this lot at 849.9 feet and the highest at 881.5 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 35 LOVE LN

This lot is within the Musconetcong STP sewer system. Please verify with the provider.

This lot is within the Netcong WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $8,953,500 —
2025 $8,953,500 $309,880.64
2024 $8,953,500 $307,194.59
2023 $8,953,500 $309,880.64

Mailing changed in 2025 to 7910 WOODMONT AVE;STE 360, BETHESDA; MD, 20814.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $8,953,500 96.37% $9,290,754 — —
2024 $8,953,500 92.07% $9,724,666 0.0% +4.7%
2025 $8,953,500 82.62% $10,836,964 0.0% +11.4%
2026 $8,953,500 69.53% $12,877,175 0.0% +18.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $8,953,500 3.447 $308,627 $309,880.64 —
2024 $8,953,500 3.417 $305,941 $307,194.59 -0.9%
2025 $8,953,500 3.447 $308,627 $309,880.64 +0.9%
2026 $8,953,500 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$194,112 62.9%
County
$26,055 8.4%
Municipal
$88,461 28.7%

Of the estimated increase of $2,686, the school portion moved $627 down, the county portion $1,433 up, and the municipal portion $1,880 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.452)$130,005
Regional / consolidated school (0.716)$64,107
County (0.283)$25,338
County open space (0.008)$716
Municipal purpose (0.988)$88,461

Property details

Class4B — Industrial
Building class—
Building1S C
Land description25.36 ACRES
Dwellings—
Commercial units—
Year built2001
Acreage25.36
ZoningI-3 — town zoning code
Tax map page—
Additional lots—
Census tract / block—
Special tax codesS03 — Special improvement district 3
MOD-IV current-year tax—
Last sale$99 · 4/22/2004 · sale assessment $6,900,000 · SR1A 1 — Sale between members of the immediate family
Deed book / page06060 / 00267

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.