84-86-88 E MAIN ST

Mendham Boro, Morris County · Block 801, Lot 20

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.7%

Estimated tax up $14,520 ($541,200 → $555,720) using 2024→2025 rates (2.460 → 2.526) × assessed net.

Assessment net change: 0.0% ($22,000,000 → $22,000,000).

Assessment

Land$10,939,500
Improvements$11,060,500
Net (taxable assessed, 2026)$22,000,000
Town avg ratio used71.81% (Average ratio (Director’s / Chapter 123))
Implied equalized value$30,636,402
2025 tax (MOD-IV billed)$555,720.00
Est. 2025 tax @ general rate$555,720
Mailing address (2026)130 RT 10 W, WHIPPANY; NJ, 07981

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 25 — Full consideration under $100 marks it non-usable, or the price is a nominal amount.

Building permits for 84-86-88 E MAIN ST

The New Jersey construction-permit file lists 22 permits for 84-86-88 E MAIN ST in Mendham Boro. 12 are still open in the state file. Permit 20262096, an alteration, was issued 27 Apr 2026 and is open in the state file. The reported cost is $24,000.

Permit Type Use Issued Closed Reported cost
912234 Alteration Business Uses 15 Nov 1991 Open in the state file $3,000
20212127 Alteration Mercantile buildings 29 Apr 2021 4 Nov 2021, Certificate of Occupancy $35,245
20212127+A Alteration Mercantile buildings 24 Aug 2021 Open in the state file $9,400
20222075 Alteration International Residential Code 3 Mar 2022 Open in the state file $160,000
20222137 Alteration International Residential Code 29 Apr 2022 7 Jun 2022, Certificate of Approval $798
20222329 Alteration International Residential Code 25 Oct 2022 4 Oct 2023, Certificate of Approval $60,000
20232037 Alteration International Residential Code 14 Feb 2023 29 Mar 2023, Certificate of Approval $45,000
20232038 Alteration International Residential Code 14 Feb 2023 Open in the state file $11,700
20232068 Demolition International Residential Code 29 Mar 2023 Open in the state file $6,000
20222329+A Alteration International Residential Code 15 May 2023 Open in the state file $2,500
20232235 Alteration International Residential Code 23 Aug 2023 7 Dec 2023, Certificate of Approval $124,950
20232383 Alteration International Residential Code 12 Dec 2023 2 Aug 2024, Certificate of Approval $275,500
20232383+A Alteration Mercantile buildings 4 Mar 2024 Open in the state file $181,250
20232383+B Alteration Mercantile buildings 12 Mar 2024 Open in the state file $49,750
20232383+C Alteration International Residential Code 27 Mar 2024 Open in the state file $0
20242155 Alteration International Residential Code 20 Jun 2024 15 Oct 2025, Certificate of Approval $3,500
20242294 Alteration International Residential Code 15 Oct 2024 18 Oct 2024, Certificate of Approval $2,500
20242353 Alteration International Residential Code 17 Dec 2024 10 Jan 2025, Certificate of Approval $500
20252115 Alteration International Residential Code 17 Apr 2025 27 Aug 2025, Certificate of Approval $22,000
20252230 Alteration International Residential Code 7 Aug 2025 Open in the state file $10,000
20252251 Alteration International Residential Code 20 Aug 2025 Open in the state file $5,300
20262096 Alteration Accessory buildings and miscellaneous structures 27 Apr 2026 Open in the state file $24,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Mendham Boro construction office.

Flood zone for 84-86-88 E MAIN ST

FEMA’s flood map returned no flood zone at the mapped point for 84-86-88 E MAIN ST.

The state’s 10-foot ground scan puts the lowest cell on this lot at 535.8 feet and the highest at 556.1 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 84-86-88 E MAIN ST

This lot is within the Mendham Borough STP sewer system. Please verify with the provider.

This lot is within the NJ American Water - Short Hills water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $22,000,000 —
2025 $22,000,000 $555,720.00
2024 $22,000,000 $541,200.00
2023 $22,000,000 $539,880.00

Mailing changed in 2024 to 130 RT 10 W, WHIPPANY; NJ, 07981.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $22,000,000 88.91% $24,744,123 — —
2024 $22,000,000 82.06% $26,809,651 0.0% +8.3%
2025 $22,000,000 78.84% $27,904,617 0.0% +4.1%
2026 $22,000,000 71.81% $30,636,402 0.0% +9.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $22,000,000 2.454 $539,880 $539,880.00 —
2024 $22,000,000 2.460 $541,200 $541,200.00 +0.2%
2025 $22,000,000 2.526 $555,720 $555,720.00 +2.7%
2026 $22,000,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$365,420 65.8%
County
$66,660 12.0%
Municipal
$123,640 22.2%

Of the estimated increase of $14,520, the school portion moved $11,660 up, the county portion $440 up, and the municipal portion $2,420 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.008)$221,760
Regional / consolidated school (0.653)$143,660
County (0.295)$64,900
County open space (0.008)$1,760
Municipal purpose (0.554)$121,880
Municipal open space (0.008)$1,760

Property details

Class4A — Commercial
Building class—
Building1S S SUPER MKT
Land description12.870 AC
Dwellings—
Commercial units—
Year built1964
Acreage12.87
ZoningEB — town zoning code
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1 · 6/7/2023 · sale assessment $22,000,000 · SR1A 25 — Full consideration under $100
Deed book / page24640 / 00064

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.