Harding Twp NJ property tax rate 2025: 1.234
Harding Twp, Morris County. 2,080 parcels in the MOD-IV 2026 file. Rate shown is tax year 2025 (latest available — not yet matched to assessment year).
Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.
Harding Twp at a glance
2,080 parcels are on the 2026 file. The 2025 general rate is 1.234, and the prior rate on file is 1.194 for 2024. A typical class 2 assessment is $1,248,762. Usable sales with a 2025 deed: 46, median $1,765,000. The state construction file lists 3,698 permits here. The median class 2 house was built in 1972. A property page adds that parcel’s permits, flood zone, mapped flood elevation, and high and low ground. Owner names are not shown.
How to read a Harding Twp bill
Harding Twp’s general rate of 1.234 is tax year 2025 on the 2026 assessment file. It is not a 2026 bill. The prior general rate on file is 1.194 for 2024. School, county, and municipal shares of this rate are 47.0%, 24.3%, and 28.7%. The largest slice is schools. In Morris County the middle school share for rate year 2025 is 62.9% in Netcong Boro. Class 2 net assessments changed from $1,764,987,800 to $1,775,739,500, up 0.6%, on 1,417 parcels. Usable sales with a 2025 deed: median $1,765,000 (46 sales). The largest class share of net assessed value is Residential at 74.5%. State school aid is outside these bars.
Building permits in Harding Twp
The New Jersey construction-permit file lists 3,698 permits in Harding Twp. This file is a full record from 2021 on. Older permits are mostly missing. Work from before then can be missing here and still be at the Harding Twp construction office.
2025 general tax rate in Harding Twp: 1.234
This general rate is tax year 2025. The assessment file is 2026. It is not a 2026 bill.
In Morris County, the median municipality’s school share (rate year 2025) is 62.9%; this town is 47.0%. The largest slice here is schools. State school aid is not in these bars — it reduces the school levy before the rate is struck. All Morris towns · How NJ taxes work.
The school percent is the local property-tax levy. The district for this municipality is Harding Township (K-12), FY2027 K–12 aid $810,471. Those aid figures are not slices of these bars. Morris district table.
Prior year (2024) general rate: 1.194.
Tax on a $200,000 or $500,000 sale in Harding Twp
These figures use Harding Twp’s own ratio and general rate. How the same sale price is calculated for every town. This is not an appraisal and not a collector bill.
2025
A $500,000 sale at the 2025 ratio of 79.70% would be assessed at about $398,500. At the general rate of 1.234, the estimated tax is $4,917. A $200,000 sale at that same ratio and rate would be assessed at about $159,400, with an estimated tax of $1,967.
In Morris County for 2025, the $500,000 bill runs from $4,917 in Harding Twp to $14,240 in Netcong Boro. The middle bill is $9,881 in Chester Boro. All Morris towns.
See every New Jersey town on the same $200,000 and $500,000 sale for 2025.
Recent usable sales in Harding Twp
These are the five newest usable deeds on the 2026 file for Harding Twp. A $1 deed and a non-usable SR1A sale are left out. Each parcel stores one sale, so this is not every deed recorded in town.
| Address | Deed date | Sale price | Net assessment |
|---|---|---|---|
| 20 SAND SPRING RD | 12/18/2025 | $1,999,999 | $1,387,100 |
| 27 LEES HILL RD | 12/10/2025 | $2,489,999 | $1,735,200 |
| 63 VILLAGE RD | 11/21/2025 | $3,482,000 | $3,254,400 |
| 6 ASH LN | 11/18/2025 | $635,000 | $427,500 |
| 72 VILLAGE RD | 11/14/2025 | $2,850,000 | $1,684,600 |
Owner names are not shown. The rate year and the assessment file year differ, so this table does not print an estimated tax. This is not a collector’s bill.
Highest estimated tax in Harding Twp: $65,330
Residential
The highest residential estimate in Harding Twp is $65,330 at 1 OXFORD LN, on a net assessment of $5,294,200 and a 2025 general rate of 1.234.
| Address | Class | Net assessment | Rate year | Estimated tax |
|---|---|---|---|---|
| 1 OXFORD LN | 2 — Residential (four families or less) | $5,294,200 | 2025 | $65,330 |
| 74 VILLAGE RD | 2 — Residential (four families or less) | $4,733,100 | 2025 | $58,406 |
| 595 VAN BEUREN RD | 2 — Residential (four families or less) | $4,654,900 | 2025 | $57,441 |
| 157 VILLAGE RD | 2 — Residential (four families or less) | $4,550,700 | 2025 | $56,156 |
| 1 GREAT OAKS RD | 2 — Residential (four families or less) | $4,233,600 | 2025 | $52,243 |
Business
The highest business estimate in Harding Twp is $197,440 at 1200 MT KEMBLE AVE, on a net assessment of $16,000,000 and a 2025 general rate of 1.234.
| Address | Class | Net assessment | Rate year | Estimated tax |
|---|---|---|---|---|
| 1200 MT KEMBLE AVE | 4A — Commercial | $16,000,000 | 2025 | $197,440 |
| 1300 MT KEMBLE AVE | 4A — Commercial | $12,750,000 | 2025 | $157,335 |
| VARIOUS LOCATIONS | 4B — Industrial | $9,161,000 | 2025 | $113,047 |
| 1098 MT KEMBLE AVE | 4A — Commercial | $2,517,900 | 2025 | $31,071 |
| 1500 MT KEMBLE AVE | 4A — Commercial | $2,438,400 | 2025 | $30,090 |
Owner names are not shown. Every parcel in this town uses the same rate, so the highest tax is the highest assessment. Commercial and industrial parcels (class 4A and 4B) are the business list. Apartment buildings are class 4C and are not in that list. This is not a collector’s bill.
Ratable base in Harding Twp, typical class 2 assessment $1,248,762
Class 2 residential in the MOD-IV file: 1,422 parcels, average net assessment $1,248,762.
How assessments changed
Class 2 residential net assessments changed from $1,764,987,800 to $1,775,739,500, up 0.6%, on 1,417 parcels that have both a prior net and a 2026 net. This is the assessment roll, not an appraisal.
Among 46 usable recorded sales whose latest deed on this file is in 2025, the median price is $1,765,000. A $1 deed and a non-usable SR1A sale are left out. Each parcel stores one sale, so this is not every deed recorded that year.
Share of net assessed value by property class (MOD-IV). Not a school-quality rating.
| Class | Parcels | Net assessed | % of net |
|---|---|---|---|
| Residential 2 | 1,422 | $1,775,739,500 | 74.5% |
| Vacant land 1 | 329 | $309,064,500 | 13.0% |
| Commercial 4A | 44 | $76,885,700 | 3.2% |
| Industrial 4B | 3 | $10,740,700 | 0.5% |
| Farm (regular) 3A | 107 | $211,395,100 | 8.9% |
| Farm (qualified) 3B | 174 | $856,400 | 0.0% |
| Other / unclassified other | 1 | $100 | 0.0% |
Housing stock in Harding Twp, median year built 1972
On the 2026 file, class 2 houses in Harding Twp with a year built have a median year of 1972, about 54 years old. Of those 1,396 houses, the largest share was built 1960–1979. This is the assessor’s year built. It is not a ranking of towns.
By parcel count, Residential 68.4%, Vacant land 15.8%, Farm (qualified) 8.4%, Farm (regular) 5.1%, Commercial 2.1%, Industrial 0.1%, Other / unclassified <0.1%. Those percentages are a count of parcels, not a share of tax dollars. The class table uses the tax-base share.
Year built
Assessor building line
Grouped from the assessor’s building abbreviation. One-family, two-family, and condo are the codes that read clearly. Other codes stay in their own group. This is not a bedroom count, and square feet are left off because most records do not include them.