230 POTTERSVILLE RD

Chester Twp, Morris County · Block 15, Lot 12

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-0.3%

Estimated tax down $200 ($74,129 → $73,929) using 2024→2025 rates (2.594 → 2.587) × assessed net.

Assessment net change: 0.0% ($2,857,700 → $2,857,700).

Assessment

Land$344,600
Improvements$2,513,100
Net (taxable assessed, 2026)$2,857,700
Town avg ratio used73.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$3,888,027
2025 tax (MOD-IV billed)$73,928.70
Est. 2025 tax @ general rate$73,929
Mailing address (2026)230 POTTERSVILLE RD, CHESTER; NJ, 07930

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes marks it non-usable, or the price is a nominal amount.

Building permits for 230 POTTERSVILLE RD

The New Jersey construction-permit file lists 14 permits for 230 POTTERSVILLE RD in Chester Twp. 11 are still open in the state file. Permit 20260256, an alteration, was issued 1 Jun 2026 and is open in the state file. The reported cost is $250.

Permit Type Use Issued Closed Reported cost
000020080421 Alteration International Residential Code 30 Sep 2008 16 Nov 2017, Certificate of Approval $100
000020140597 Alteration Accessory buildings and miscellaneous structures 7 Nov 2014 16 Nov 2017, Certificate of Approval $1,000
20210412 Alteration Supervised residential homes for 17+ occupants 28 Jun 2021 23 Feb 2023, Certificate of Approval $6,400
000020220432 Alteration International Residential Code 25 Aug 2022 Open in the state file $41,000
20230256 Alteration Accessory buildings and miscellaneous structures 11 May 2023 Open in the state file $250
20220432U Alteration International Residential Code 26 May 2023 Open in the state file $10,000
20230332 Demolition Supervised residential homes for 17+ occupants 19 Jun 2023 Open in the state file $81,700
20230396 Alteration Supervised residential homes for 17+ occupants 25 Jul 2023 Open in the state file $1,204,000
20230639 Alteration Business Uses 2 Nov 2023 Open in the state file $10,000
20250602 Alteration International Residential Code 4 Dec 2025 Open in the state file $6,000
20260059 Alteration International Residential Code 11 Feb 2026 Open in the state file $4,500
20260172 Alteration International Residential Code 23 Apr 2026 Open in the state file $10,000
20260186 Alteration International Residential Code 30 Apr 2026 Open in the state file $2,400
20260256 Alteration International Residential Code 1 Jun 2026 Open in the state file $250

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Chester Twp construction office.

Flood zone for 230 POTTERSVILLE RD

FEMA’s flood map returned no flood zone at the mapped point for 230 POTTERSVILLE RD.

The state’s 10-foot ground scan puts the lowest cell on this lot at 689.6 feet and the highest at 760.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 230 POTTERSVILLE RD

This lot is most likely on septic because it is outside the mapped sewer service area. Please verify.

This lot is most likely on a well because it is outside the mapped public water service area. Please verify.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $2,857,700 —
2025 $2,857,700 $73,928.70
2024 $2,715,400 $74,128.74
2023 $2,715,400 $68,835.39

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $2,715,400 90.12% $3,013,094 — —
2024 $2,715,400 84.71% $3,205,525 0.0% +6.4%
2025 $2,857,700 79.43% $3,597,759 +5.2% +12.2%
2026 $2,857,700 73.50% $3,888,027 0.0% +8.1%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $2,715,400 2.535 $68,835 $68,835.39 —
2024 $2,715,400 2.594 $70,437 $74,128.74 +2.3%
2025 $2,857,700 2.587 $73,929 $73,928.70 +5.0%
2026 $2,857,700 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$48,952 66.2%
County
$8,602 11.6%
Municipal
$16,375 22.1%

Of the estimated decrease of $200, the school portion moved $772 down, the county portion $257 up, and the municipal portion $314 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.044)$29,834
Regional / consolidated school (0.669)$19,118
County (0.293)$8,373
County open space (0.008)$229
Municipal purpose (0.512)$14,631
Municipal open space (0.020)$572
Municipal library (0.041)$1,172

Property details

Class4A — Commercial
Building class20 — Superior quality single-family dwelling
Building2SB4OB POOL
Land description11.911AC
Dwellings1
Commercial units—
Year built1929
Acreage11.911
ZoningR-5 — town zoning code
Tax map page9
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$3,525,000 · 5/4/2016 · sale assessment $2,199,600 · SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes
Deed book / page22920 / 00364

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.