609 SUSSEX AVE

Spring Lake Heights Boro, Monmouth County · Block 70, Lot 14.2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$21,999

Estimated annual tax: current net × 1.024 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +23.7% ($1,736,500 → $2,148,300).

Assessment

Land$787,500
Improvements$1,360,800
Net (taxable assessed, 2026)$2,148,300
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$2,148,300
2025 tax (MOD-IV billed)$17,781.76
Est. 2025 tax @ general rate$21,999
Mailing address (2026)609 SUSSEX AVENUE, SPRING LAKE HEIGHTS; NJ, 07762

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $2,647,000: implied equalized value $2,148,300 is $498,700 below that sale. This is not an appraisal. This is a reassessment year, so the ratio is treated as about 100% and the gap is today’s assessment minus the sale price.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $992,828.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 95.53% (often still reflecting the prior assessment base).

Building permits for 609 SUSSEX AVE

The New Jersey construction-permit file lists 5 permits for 609 SUSSEX AVE in Spring Lake Heights Boro. 1 is still open in the state file. Permit 26-00015, an alteration, was issued 28 Jan 2026 and closed 20 Apr 2026 with a Certificate of Approval. The reported cost is $4,645.

Permit Type Use Issued Closed Reported cost
21-00226 Alteration International Residential Code 30 Sep 2021 Open in the state file $7,100
22-00182 Alteration International Residential Code 17 Aug 2022 14 Feb 2023, Certificate of Occupancy $54,250
22-00240 Alteration International Residential Code 12 Oct 2022 17 Nov 2022, Certificate of Approval $3,000
22-00182+A Alteration International Residential Code 12 Oct 2022 22 Nov 2022, Certificate of Occupancy $1,500
26-00015 Alteration International Residential Code 28 Jan 2026 20 Apr 2026, Certificate of Approval $4,645

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Spring Lake Heights Boro construction office.

Flood zone for 609 SUSSEX AVE

FEMA’s flood map places the mapped point for 609 SUSSEX AVE in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 20.7 feet and the highest at 22.3 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 609 SUSSEX AVE

This lot is within the South Monmouth Regional SA STP sewer system. Please verify with the provider.

This lot is within the Boro of Spring Lake Heights WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $2,148,300 —
2025 $1,736,500 $17,781.76
2024 $1,692,000 $17,816.76
2023 $1,553,900 $17,800.16

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,553,900 93.00% $1,670,860 — —
2024 $1,692,000 100.00% $1,692,000 +8.9% +1.3%
2025 $1,736,500 98.37% $1,765,274 +2.6% +4.3%
2026 $2,148,300 100.00% $2,148,300 +23.7% +21.7%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 95.53% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,553,900 1.120 $17,404 $17,800.16 —
2024 $1,692,000 1.053 $17,817 $17,816.76 +2.4%
2025 $1,736,500 1.024 $17,782 $17,781.76 -0.2%
2026 $2,148,300 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$10,226 46.5%
County
$4,533 20.6%
Municipal
$7,240 32.9%
District school (0.476)$10,226
County (0.174)$3,738
County library (0.011)$236
County open space (0.026)$559
Municipal purpose (0.327)$7,025
Municipal open space (0.010)$215

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building—
Land description50X150
Dwellings1
Commercial units—
Year built2019
Acreage0.1722
ZoningR-5 — town zoning code
Tax map page2
Additional lots—
Census tract / block—
Special tax codesF01 — Fire district 1
MOD-IV current-year tax—
Last sale$2,647,000 · 9/26/2025 · sale assessment $1,736,500
Deed book / page09759 / 05640

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.