160 AMBASSADOR DR

Red Bank Boro, Monmouth County · Block 110, Lot 10.2, Qual C1061

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$12,503

Estimated annual tax: current net × 1.822 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +3.0% ($666,000 → $686,200).

Assessment

Land$450,000
Improvements$236,200
Net (taxable assessed, 2026)$686,200
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$686,200
2025 tax (MOD-IV billed)$12,134.52
Est. 2025 tax @ general rate$12,503
Mailing address (2026)160 AMBASSADOR DRIVE, RED BANK; NJ, 07701

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $690,000: implied equalized value $686,200 is $3,800 below that sale. This is not an appraisal. This is a reassessment year, so the ratio is treated as about 100% and the gap is today’s assessment minus the sale price.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $651,381.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 94.06% (often still reflecting the prior assessment base).

Building permits for 160 AMBASSADOR DR

The New Jersey construction-permit file lists 50 permits for 160 AMBASSADOR DR in Red Bank Boro. 2 are still open in the state file. Permit 20250880, an alteration, was issued 23 Dec 2025 and closed 12 May 2026 with a Certificate of Approval. The reported cost is $6,900.

Permit Type Use Issued Closed Reported cost
19990812 Alteration Accessory buildings and miscellaneous structures 7 Jun 1999 13 Aug 1999, Certificate of Approval $1
20000816 Alteration Accessory buildings and miscellaneous structures 31 May 2000 8 Jun 2000, Certificate of Approval $1
20040813 Alteration Multiple family dwellings, dormitories, etc. 13 May 2004 18 May 2004, Certificate of Approval $500
20041733 Alteration One and two family units, 5 lodgers or less each 20 Sep 2004 16 May 2023, Certificate of Approval $1,655
20041924 Alteration Multiple family dwellings, dormitories, etc. 15 Oct 2004 21 Dec 2004, Certificate of Occupancy $4,675
20040516+A Alteration International Residential Code 18 Oct 2004 16 Jun 2010, Certificate of Approval $0
20050253 Alteration One and two family units, 5 lodgers or less each 15 Feb 2005 14 Jun 2005, Certificate of Occupancy $3,000
20070614 Alteration Accessory buildings and miscellaneous structures 19 Apr 2007 13 Nov 2023, Certificate of Approval $4,000
20071900 Alteration One and two family units, 5 lodgers or less each 6 Dec 2007 19 Dec 2007, Certificate of Approval $800
20111779 Alteration One and two family units, 5 lodgers or less each 14 Dec 2011 29 Dec 2011, Certificate of Approval $5,150
20130705 Alteration Accessory buildings and miscellaneous structures 10 May 2013 15 May 2013, Certificate of Approval $300
20131855 Alteration Multiple family dwellings, dormitories, etc. 13 Dec 2013 17 Jan 2014, Certificate of Approval $10,875
20200480 Alteration Multiple family dwellings, dormitories, etc. 15 Oct 2020 14 Sep 2023, Certificate of Approval $9,720
20210416 Alteration International Residential Code 5 Aug 2021 17 May 2023, Certificate of Approval $124,950
000020210416 Alteration International Residential Code 5 Aug 2021 Open in the state file $124,950
20210158+A Alteration International Residential Code 8 Sep 2021 16 Sep 2021, Certificate of Approval $200
202300372 Alteration International Residential Code 14 Jul 2023 20 Mar 2026, Certificate of Approval $3,000
202400852 Alteration Accessory buildings and miscellaneous structures 9 Dec 2024 4 Apr 2025, Certificate of Approval $550
202400852 Alteration Accessory buildings and miscellaneous structures 9 Dec 2024 Open in the state file $550
20250223 Alteration International Residential Code 24 Apr 2025 16 Jul 2025, Certificate of Approval $10,000
20250578 Alteration International Residential Code 30 Jul 2025 14 Oct 2025, Certificate of Approval $1,835
20250595 Alteration International Residential Code 7 Aug 2025 11 Sep 2025, Certificate of Approval $10,000
20250611 Alteration International Residential Code 19 Aug 2025 20 Oct 2025, Certificate of Approval $1,835
20250909 Alteration One and two family units, 5 lodgers or less each 22 Dec 2025 9 Feb 2026, Certificate of Approval $2,955
20250887 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 28 Apr 2026, Certificate of Approval $5,908
20250888 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 28 Apr 2026, Certificate of Approval $5,908
20250889 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 28 Apr 2026, Certificate of Approval $5,908
20250890 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 29 Apr 2026, Certificate of Approval $5,908
20250891 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 29 Apr 2026, Certificate of Approval $5,908
20250886 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 28 Apr 2026, Certificate of Approval $5,800
20250867 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 20 Jul 2026, Certificate of Approval $5,908
20250868 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 20 Jul 2026, Certificate of Approval $5,908
20250869 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 20 Jul 2026, Certificate of Approval $5,908
20250892 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 29 Apr 2026, Certificate of Approval $5,908
20250893 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 4 May 2026, Certificate of Approval $5,892
20250894 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 4 May 2026, Certificate of Approval $5,892
20250873 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $6,900
20250895 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 4 May 2026, Certificate of Approval $5,892
20250874 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $6,900
20250875 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $5,800
20250876 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $5,800
20250877 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $5,800
20250896 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 4 May 2026, Certificate of Approval $5,892
20250872 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $5,800
20250871 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $5,800
20250870 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 20 Jul 2026, Certificate of Approval $5,908
20250897 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 4 May 2026, Certificate of Approval $5,892
20250878 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $5,800
20250879 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $5,800
20250880 Alteration One and two family units, 5 lodgers or less each 23 Dec 2025 12 May 2026, Certificate of Approval $6,900

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Red Bank Boro construction office.

Flood zone for 160 AMBASSADOR DR

The flood map could not be checked for 160 AMBASSADOR DR, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 103.4 feet and the highest at 103.8 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 160 AMBASSADOR DR

The water and sewer maps could not be checked for 160 AMBASSADOR DR, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $686,200 —
2025 $666,000 $12,134.52
2024 $625,700 $11,819.47

Mailing changed in 2026 to 160 AMBASSADOR DRIVE, RED BANK; NJ, 07701.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 — 93.42% — — —
2024 $625,700 95.92% $652,314 — —
2025 $666,000 90.73% $734,046 +6.4% +12.5%
2026 $686,200 100.00% $686,200 +3.0% -6.5%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 94.06% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 — 1.911 — — —
2024 $625,700 1.889 $11,819 $11,819.47 —
2025 $666,000 1.822 $12,135 $12,134.52 +2.7%
2026 $686,200 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$7,631 61.0%
County
$1,489 11.9%
Municipal
$3,383 27.1%
District school (0.664)$4,556
Regional / consolidated school (0.448)$3,074
County (0.186)$1,276
County health (0.003)$21
County open space (0.028)$192
Municipal purpose (0.459)$3,150
Municipal library (0.034)$233

Property details

Class2 — Residential (four families or less)
Building class37 — Above average quality row house or townhouse
BuildingCONDO UNIT K-5
Land description1536SQ FT 1.3698
Dwellings1
Commercial units—
Year built1986
Acreage0.0353
Zoning—
Tax map page1701
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$690,000 · 9/30/2025 · sale assessment $666,000
Deed book / page09760 / 07787

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.