HARMONY RD

Middletown Twp, Monmouth County · Block 615, Lot 84

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$525,381

Estimated annual tax: current net × 1.614 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: 0.0% ($32,551,500 → $32,551,500).

Assessment

Land$15,015,000
Improvements$17,985,000
Net (taxable assessed, 2026)$32,551,500
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$32,551,500
2025 tax (MOD-IV billed)$525,381.21
Est. 2025 tax @ general rate$525,381
Mailing address (2026)200 RIDGE PIKE; SUITE 100, CONSHOHOCKEN; PA, 19428

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 25 — Full consideration under $100 marks it non-usable, or the price is a nominal amount.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 98.35% (often still reflecting the prior assessment base).

Building permits for HARMONY RD

The New Jersey construction-permit file lists 50 permits for HARMONY RD in Middletown Twp. 42 are still open in the state file. Permit 20252343, an alteration, was issued 8 Aug 2025 and closed 7 Nov 2025 with a Certificate of Approval. The reported cost is $2,250.

Permit Type Use Issued Closed Reported cost
000020212374 Alteration Business Uses 7 Jul 2021 Open in the state file $120,171
000020222874 Alteration Business Uses 13 Oct 2022 Open in the state file $7,250
20223254 Alteration Business Uses 4 Nov 2022 Open in the state file $10,200
20223774 Alteration Business Uses 29 Dec 2022 Open in the state file $1,277,800
20223254U Alteration Business Uses 15 Feb 2023 Open in the state file $5,500
20223774U Alteration Business Uses 27 Feb 2023 Open in the state file $3,000
20223774U Alteration Business Uses 3 Apr 2023 Open in the state file $201,000
20231191 Alteration Business Uses 1 May 2023 5 Dec 2023, Certificate of Occupancy $1,224,000
20231243 Alteration Business Uses 8 May 2023 Open in the state file $78,642
20231506 Alteration Business Uses 26 May 2023 Open in the state file $221,500
20223774U Alteration Business Uses 14 Jun 2023 Open in the state file $150,000
20232319 Alteration Business Uses 10 Aug 2023 18 Apr 2024, Certificate of Occupancy $474,000
20233053 Alteration International Residential Code 4 Oct 2023 Open in the state file $1,250
20231191U Alteration Business Uses 4 Oct 2023 Open in the state file $9,750
20233124 Alteration Business Uses 5 Oct 2023 Open in the state file $18,400
20233219 Alteration Business Uses 23 Oct 2023 18 Apr 2024, Certificate of Occupancy $975,000
20233206 Alteration Business Uses 30 Oct 2023 Open in the state file $41,200
20233206U Alteration Business Uses 2 Nov 2023 Open in the state file $1,200
20233219U Alteration Business Uses 13 Nov 2023 Open in the state file $20,000
20231191U Alteration Business Uses 5 Dec 2023 Open in the state file $1
20233709 Alteration Business Uses 8 Dec 2023 Open in the state file $3,250
20233690 Alteration Business Uses 8 Dec 2023 Open in the state file $2,050
20233557 Alteration Business Uses 19 Dec 2023 20 Nov 2024, Certificate of Approval $815,000
20233896 Alteration Business Uses 28 Dec 2023 Open in the state file $9,238
20233219U Alteration Business Uses 2 Feb 2024 Open in the state file $1,000
20240384 Alteration International Residential Code 7 Feb 2024 Open in the state file $9,800
20240493 Alteration Business Uses 16 Feb 2024 Open in the state file $33,500
20232319U Alteration Mercantile buildings 16 Apr 2024 Open in the state file $20,000
20233124U Alteration Business Uses 17 Apr 2024 Open in the state file $3,100
20241137 Alteration Business Uses 18 Apr 2024 20 Nov 2024, Certificate of Approval $20,000
20241905 Alteration Business Uses 3 Jul 2024 Open in the state file $61,000
20241137U Alteration Business Uses 8 Aug 2024 Open in the state file $20,000
20242452 Alteration Business Uses 20 Aug 2024 Open in the state file $35,000
20243245 Alteration International Residential Code 28 Oct 2024 Open in the state file $190,000
20241905U Alteration Business Uses 10 Dec 2024 Open in the state file $8,500
20243245U Alteration International Residential Code 12 Dec 2024 Open in the state file $12,000
20241905U Alteration Business Uses 13 Dec 2024 Open in the state file $450
20243843 Alteration Business Uses 17 Dec 2024 Open in the state file $85,590
20243842 Alteration Business Uses 17 Dec 2024 Open in the state file $630,000
20250052 Alteration Business Uses 8 Jan 2025 Open in the state file $20,500
20250112 Alteration Business Uses 15 Jan 2025 Open in the state file $4,200
20250160 Alteration Business Uses 23 Jan 2025 Open in the state file $392,500
20243245+B Alteration Business Uses 3 Feb 2025 Open in the state file $11,680
20250526 Alteration International Residential Code 25 Feb 2025 Open in the state file $1,250
20250536 Alteration Business Uses 25 Feb 2025 4 Mar 2025, Certificate of Approval $1,800
20251176 Alteration International Residential Code 29 Apr 2025 7 Aug 2025, Certificate of Approval $1,500
20251669 Alteration International Residential Code 6 Jun 2025 Open in the state file $12,800
20252064 Alteration Business Uses 16 Jul 2025 Open in the state file $200,000
20252328 Alteration Business Uses 6 Aug 2025 Open in the state file $66,000
20252343 Alteration International Residential Code 8 Aug 2025 7 Nov 2025, Certificate of Approval $2,250

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Middletown Twp construction office.

Flood zone for HARMONY RD

The flood map could not be checked for HARMONY RD, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 43.7 feet and the highest at 78.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for HARMONY RD

The water and sewer maps could not be checked for HARMONY RD, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $32,551,500 —
2025 $32,551,500 $525,381.21
2024 $32,937,100 $541,815.30
2023 $30,508,700 $530,241.21

Mailing changed in 2026 to 200 RIDGE PIKE; SUITE 100, CONSHOHOCKEN; PA, 19428.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $30,508,700 98.10% $31,099,592 — —
2024 $32,937,100 100.00% $32,937,100 +8.0% +5.9%
2025 $32,551,500 97.53% $33,375,884 -1.2% +1.3%
2026 $32,551,500 100.00% $32,551,500 0.0% -2.5%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 98.35% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $30,508,700 1.738 $530,241 $530,241.21 —
2024 $32,937,100 1.645 $541,815 $541,815.30 +2.2%
2025 $32,551,500 1.614 $525,381 $525,381.21 -3.0%
2026 $32,551,500 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$322,260 61.3%
County
$63,475 12.1%
Municipal
$139,646 26.6%
District school (0.990)$322,260
County (0.169)$55,012
County open space (0.026)$8,463
Municipal purpose (0.358)$116,534
Municipal open space (0.040)$13,021
Municipal library (0.031)$10,091

Property details

Class4A — Commercial
Building class—
BuildingCENTER 196;011
Land description18.201AC
Dwellings1
Commercial units0
Year built2000
Acreage18.201
Zoning—
Tax map page101
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1 · 7/28/2010 · sale assessment $31,797,600 · SR1A 25 — Full consideration under $100
Deed book / page08847 / 06242

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.