604 NORTH BOULEVARD

Lake Como Boro, Monmouth County · Block 13, Lot 26

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$18,084

Estimated annual tax: current net × 1.002 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: -0.4% ($1,812,500 → $1,804,800).

Assessment

Land$1,610,900
Improvements$193,900
Net (taxable assessed, 2026)$1,804,800
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$1,804,800
2025 tax (MOD-IV billed)$17,911.25
Est. 2025 tax @ general rate$18,084
Mailing address (2026)830 PROSPECT STREET, WESTFIELD; NJ, 07090

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $1,800,000: implied equalized value $1,804,800 is $4,800 above that sale. This is not an appraisal. This is a reassessment year, so the ratio is treated as about 100% and the gap is today’s assessment minus the sale price.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $883,217.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 104.64% (often still reflecting the prior assessment base).

Building permits for 604 NORTH BOULEVARD

No construction permit for 604 NORTH BOULEVARD is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Lake Como Boro construction office.

Flood zone for 604 NORTH BOULEVARD

FEMA’s flood map places the mapped point for 604 NORTH BOULEVARD in zone X (0.2 percent annual chance).

The state’s 10-foot ground scan puts the lowest cell on this lot at 7.3 feet and the highest at 11.2 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 604 NORTH BOULEVARD

This lot is within the South Monmouth Regional SA STP sewer system. Please verify with the provider.

This lot is within the Lake Como WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,804,800 —
2025 $1,812,500 $17,911.25
2024 $1,671,300 $18,418.42
2023 $1,090,800 $12,250.57

Mailing changed in 2026 to 830 PROSPECT STREET, WESTFIELD; NJ, 07090.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,090,800 100.00% $1,090,800 — —
2024 $1,671,300 100.00% $1,671,300 +53.2% +53.2%
2025 $1,812,500 100.00% $1,812,500 +8.4% +8.4%
2026 $1,804,800 100.00% $1,804,800 -0.4% -0.4%

2023: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 104.64% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,090,800 1.146 $12,501 $12,250.57 —
2024 $1,671,300 1.117 $18,668 $18,418.42 +49.3%
2025 $1,812,500 1.002 $18,161 $17,911.25 -2.7%
2026 $1,804,800 — — — pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$7,400 40.9%
County
$3,682 20.4%
Municipal
$7,003 38.7%
District school (0.410)$7,400
County (0.165)$2,978
County library (0.011)$199
County health (0.003)$54
County open space (0.025)$451
Municipal purpose (0.388)$7,003

Property details

Class2 — Residential (four families or less)
Building class17 — Above standard quality single-family dwelling
Building2SF
Land description64X214
Dwellings1
Commercial units—
Year built1963
Acreage0.3144
Zoning—
Tax map page6
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,800,000 · 9/5/2025 · sale assessment $1,812,500
Deed book / page09756 / 02549

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.