410 GEORGE ST

New Brunswick City, Middlesex County · Block 44, Lot 1.1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-7.9%

Estimated tax down $98,608 ($1,241,008 → $1,142,400) using 2024→2025 rates (2.619 → 2.688) × assessed net.

Assessment net change: -10.3% ($47,384,800 → $42,500,000).

Assessment

Land$16,313,200
Improvements$26,186,800
Net (taxable assessed, 2026)$42,500,000
Town avg ratio used69.61% (Average ratio (Director’s / Chapter 123))
Implied equalized value$61,054,446
2025 tax (MOD-IV billed)$1,273,703.42
Est. 2025 tax @ general rate$1,142,400
Mailing address (2026)501 GEORGE ST, NEW BRUNSWICK; NJ, 08933

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes marks it non-usable, or the price is a nominal amount.

Building permits for 410 GEORGE ST

The New Jersey construction-permit file lists 14 permits for 410 GEORGE ST in New Brunswick City. 8 are still open in the state file. Permit 25-0551, an alteration, was issued 23 Sep 2025 and is open in the state file. The reported cost is $653,540.

Permit Type Use Issued Closed Reported cost
21-0115 Alteration Accessory buildings and miscellaneous structures 5 Mar 2021 20 Jan 2026, Certificate of Approval $17,600
21-0241 Alteration International Residential Code 3 May 2021 13 Oct 2021, Certificate of Approval $688,560
21-0582 Alteration Business Uses 15 Oct 2021 23 Nov 2021, Certificate of Approval $5,000
21-0717 Alteration International Residential Code 23 Dec 2021 Open in the state file $879,100
21-0717+A Alteration International Residential Code 20 Apr 2022 Open in the state file $28,594
22-0218 Alteration International Residential Code 3 May 2022 Open in the state file $282,130
22-0652 Alteration International Residential Code 4 Nov 2022 Open in the state file $3,107,960
23-0336 Alteration International Residential Code 7 Jun 2023 29 Jan 2025, Certificate of Approval $21,640
23-0461 Alteration International Residential Code 3 Aug 2023 1 Feb 2024, Certificate of Approval $251,030
24-0381 Alteration International Residential Code 5 Jun 2024 Open in the state file $2,970,967
24-0812 Alteration Business Uses 16 Dec 2024 Open in the state file $3,680
24-0813 Alteration International Residential Code 16 Dec 2024 Open in the state file $3,680
25-0268 Alteration International Residential Code 6 May 2025 27 Feb 2026, Certificate of Approval $29,744
25-0551 Alteration International Residential Code 23 Sep 2025 Open in the state file $653,540

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the New Brunswick City construction office.

Flood zone for 410 GEORGE ST

FEMA’s flood map places the mapped point for 410 GEORGE ST in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 35.2 feet and the highest at 64.8 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 410 GEORGE ST

This lot is within the Middlesex County UA sewer system. Please verify with the provider.

This lot is within the New Brunswick WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $42,500,000 —
2025 $47,384,800 $1,273,703.42
2024 $47,384,800 $1,241,007.91
2023 $47,384,800 $1,204,995.46

Mailing changed in 2026 to 501 GEORGE ST, NEW BRUNSWICK; NJ, 08933.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $47,384,800 87.87% $53,926,027 — —
2024 $47,384,800 82.68% $57,311,079 0.0% +6.3%
2025 $47,384,800 78.68% $60,224,708 0.0% +5.1%
2026 $42,500,000 69.61% $61,054,446 -10.3% +1.4%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $47,384,800 2.543 $1,204,995 $1,204,995.46 —
2024 $47,384,800 2.619 $1,241,008 $1,241,007.91 +3.0%
2025 $47,384,800 2.688 $1,273,703 $1,273,703.42 +2.6%
2026 $42,500,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$451,775 39.5%
County
$187,425 16.4%
Municipal
$503,200 44.0%

Of the estimated decrease of $98,608, the school portion moved $37,236 down, the county portion $19,173 down, and the municipal portion $42,199 down. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (1.051)$446,675
Regional / consolidated school (0.012)$5,100
County (0.403)$171,275
County open space (0.038)$16,150
Municipal purpose (1.132)$481,100
Municipal open space (0.010)$4,250
Municipal library (0.042)$17,850

Property details

Class4A — Commercial
Building class10 — not listed in the state appraisal manual
BuildingGOLDEN TRIANGLE
Land description2.1400
Dwellings1
Commercial units—
Year built1987
Acreage2.14
ZoningC-4 — town zoning code
Tax map page3700
Additional lots(RUTAN OWNS LAND)
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1,693,690 · 12/29/2021 · sale assessment $47,384,800 · SR1A 26 — Not a willing-buyer, willing-seller sale, for a reason outside the other codes
Deed book / page18807 / 01980

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.