14A-16 SEVENTH ST

Harrison Town, Hudson County · Block 196, Lot 18.2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+1.6%

Estimated tax up $169 ($10,435 → $10,604) using 2024→2025 rates (2.346 → 2.384) × assessed net.

Assessment net change: 0.0% ($444,800 → $444,800).

Assessment

Land$310,000
Improvements$134,800
Net (taxable assessed, 2026)$444,800
Town avg ratio used69.39% (Average ratio (Director’s / Chapter 123))
Implied equalized value$641,015
2025 tax (MOD-IV billed)$10,604.03
Est. 2025 tax @ general rate$10,604
Mailing address (2026)822 ATLANTIC AVE, POINT PLEASANT BEACH;NJ, 08742

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $435,000: implied equalized value $641,015 is $206,015 above that sale. This is not an appraisal.

Building permits for 14A-16 SEVENTH ST

No construction permit for 14A-16 SEVENTH ST is in the New Jersey construction-permit file. That file is a full record from 2021 on. Work from before then can be missing here and still be at the Harrison Town construction office.

Flood zone for 14A-16 SEVENTH ST

FEMA’s flood map places the mapped point for 14A-16 SEVENTH ST in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 18.5 feet and the highest at 19.9 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 14A-16 SEVENTH ST

This lot is within the PVSC sewer system. Please verify with the provider.

This lot is within the Harrison WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $444,800 —
2025 $444,800 $10,604.03
2024 $444,800 $10,435.01
2023 $444,800 $10,225.95

Mailing changed in 2026 to 822 ATLANTIC AVE, POINT PLEASANT BEACH;NJ, 08742.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $444,800 89.44% $497,317 — —
2024 $444,800 81.74% $544,164 0.0% +9.4%
2025 $444,800 73.41% $605,912 0.0% +11.3%
2026 $444,800 69.39% $641,015 0.0% +5.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $444,800 2.299 $10,226 $10,225.95 —
2024 $444,800 2.346 $10,435 $10,435.01 +2.0%
2025 $444,800 2.384 $10,604 $10,604.03 +1.6%
2026 $444,800 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,594 33.9%
County
$2,184 20.6%
Municipal
$4,826 45.5%

Of the estimated increase of $169, the school portion moved $209 up, the county portion $116 up, and the municipal portion $156 down. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.759)$3,376
Local school (0.049)$218
County (0.477)$2,122
County open space (0.014)$62
Municipal purpose (1.041)$4,630
Municipal library (0.044)$196

Property details

Class4A — Commercial
Building class—
Building2SBF
Land description40X100
Dwellings0
Commercial units—
Year built—
Acreage0.0918
Zoning—
Tax map page—
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$435,000 · 12/12/2025 · sale assessment $444,800
Deed book / page09954 / 00620

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.